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Seasidegal's Scrimpy Retirement Diary!
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Glad that you had a lovely day
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Sounds like a great day. Glad to hear you’re missed at work - your legend lives on 😆I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Mmmm your lunch does sound tasty - absolute cheese-fiend here as you probably know! Glad you had such a lovely day, and I can well imagine it felt a bit strange to be back in such a familiar routine with the train etc!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Thank you guys!😃
This morning I had my gym session - the PT has added two new exercises - a very low weight semi-squat that doesn't hurt my knees and an exercise on what is like a skiing machine where you replicate the motion of using ski poles although with cables instead of skis. On my way home, as it was such a beautiful day, I stopped and had a coffee sitting outside the cafe and watched the world go by. 😎
This afternoon I caught up with the final episodes of ' The Split' - it was such a good series - I'll miss it now it's finished for ever. ☹️DD arrived here at tea time. She currently in the bedroom on a work call, but after she's finished we've got M&S plant-based Kievs, wholemeal rice, broccoli and tomatoes for dinner whilst we settle down and watch 'Derry Girls' and 'Julia. Tomorrow she is treating me to lunch up town, we'll have a mooch around the shops and then I am accompanying her to an alumni event she has been invited to by her old uni. Full on day tomorrow!
MSE SCRIMPY THINGS
Spends today were just the PT and my coffee.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”1 -
I loved the last episode of THe split.
Will miss it too.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Enjoy your weekend with DD. Your dinner sounds rather scrumptious.Life is an adventure, never stop exploring.2
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Your day sounds lovely as does your meal If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Enjoy time with your dd 👍January spends - £587.582
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Hope you had a lovely day with your DD!The gym I use near to work has a SkiErg machine - I need to give it a go some time!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
I'm back again! Currently staying at DD and her OH's Scottish abode/Croft and dog-sitting their two very large hairy dogs whilst they are away!
I arrived last Wednesday and am here till Monday when I fly back to Seasideville. It's been a nice rural break although the Giant Dogs (we call them the The Bears!🐻😃) tend to get me up at the crack of dawn! The weather has been quite good with not too much rain and I've been spending my days pottering about doing housework (daily vacuuming essential with these two!), reading and generally having a relaxing time. Unfortunately my bad knee has meant that I'm unable to take the dogs out for walks as if they pull I'm quite likely to go down but a kind neighbour has been walking them daily for me.MSE SCRIMPY THINGSMSE wise, apart from ordering click and collect groceries from the Tesco in Inverness on my way here from the airport, all I've spent is coffee and cake at a local cafe with DD's friend and a loaf from the local shop.Anyway I've got quite a bit of catching up to do on diaries so will definitely be back later!👍
Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”2
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