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Seasidegal's Scrimpy Retirement Diary!

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  • Just popping in very quickly to wish all my wonderful MSE friends a very happy New Year and a prosperous, healthy and peaceful 2025. 
    See you all on the other side!❤️🥳🎉
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • OpalGirl
    OpalGirl Posts: 91 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Happy New Year @Seasidegal58. I hope 2025 is a good one for you!
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Happy New Year 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Happy New Year to you too!  Hope you've had a good one in Scotland with your family x
  • beanielou
    beanielou Posts: 95,469 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy new year xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • redofromstart
    redofromstart Posts: 5,824 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Happy New Year to you.  
  • milann
    milann Posts: 11,367 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hope all the ickyness passes quickly for you.
    How long is the train journey……that’s some distance you’re travelling?
    Happy New Year 🥂
    January spends - £587.58
  • Seasidegal58
    Seasidegal58 Posts: 6,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thank you @OpalGirl, @debtfreeoneday, @Justcrackingonwithit, @beanielou, @redofromstart and @milann. ❤️
    Milann - the rail journey is a London - North of England return. It'll take just under two hours each way as it's a semi-fast service so not so bad time wise. 

    We had a quiet, but very relaxing New Year's Eve. DD prepared a really tasty dinner and we had dessert and bubbly whilst watching the third Lord of the Rings film and toasted in the New Year. 
    It snowed last night and we've had flurries on and off today in between blue skies, but it's very cold. I finally saw my first wintry red/orange sunset since I've been up here!
    I did my first Pilates session of the New Year this morning and afterwards updated my 2025 wall calendar with birthdays, events, etc, ready to take home. I always get one as a Christmas present - it's an Angela Harding calendar as I love her beautiful nature artwork. I always buy one of her Advent Calendars too. We will probably start watching the new Harlen Coben thriller tonight on Netflix. I'm going to save the Veras and binge watch them!

    2025 'INTENTIONS'
    Whilst reading one of the lovely @in_need_of_direction's posts on her diary, she mentioned that she would be making New Year 'intentions' rather than 'resolutions' this year, which I think is an ideal mindset for me as well as my 'resolutions' always fall by the wayside.  I've not got a list, but want to carry on losing weight until I reach a healthy body size and up my exercise programme a little as the pounds come off. I also want to make a point of enjoying myself as much as I can in my retirement years and continue doing the things and seeing the people that I enjoy being with and are important to me. It's a loose programme but a continuation of what I've been doing already mostly and one that I'm happy with!👍
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • milann
    milann Posts: 11,367 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I’ve also set myself an intention to ‘enjoy life’……so far so good in 2025.
    A friend of a similar age - just retired - suggested these are probably the best years of our lives. We don’t have the commitments we use to have, have time to enjoy things and if we choose what we do (not everything that gives enjoyment is too costly) we can enjoy and appreciate life to the full. This really struck a chord with me 😜

    January spends - £587.58
  • Seasidegal58
    Seasidegal58 Posts: 6,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    That's such good advice from your friend @milann and - true....😀

    The snow  melted overnight here as it rained and just left patches of ice on the grass but it's still very icy on the roads and the hills and mountains are still snowy. It's bitterly cold as well. 🥶
    This afternoon we drove out to a nearby village with two of the neighbours and had coffee and cake. The little cafe was packed and the car spaces nearly full, although I think quite a few walkers were about. 
    Late afternoon we were treated to this beautiful winter sunset:



    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
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