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Seasidegal's Scrimpy Retirement Diary!

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  • doingitanyway
    doingitanyway Posts: 9,940 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    The little family museum sounds so nice. What a great idea. 
    The longer days and scenery are enviable :)
    I really miss Scotland :(
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Seasidegal58
    Seasidegal58 Posts: 6,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks @doingitanyway😃. This was the sunset on the local beach at around 10pm last night. Glorious!
    We picked up our bits at Inverness yesterday and had a pizza and Peroni on the way home. I bought my laptop, but ran out of time for the iPhone so will get that when I return home. 

    Today the weather was beautiful,  sunny and hot. We drove out for afternoon tea with some friends of DD and OH at a lovely hotel on a beautiful loch. I have seen the hotel featured a few times on the TV and have always wanted to visit.  The afternoon tea, hotel and locale came up trumps in my expectations - afterwards we had a wander around the hotel's grounds and extensive kitchen garden - they also have their own herd of Highland cattle that was grazing in a field close by. The scenery on the journey home was again spectacular - lots of camper vans, cars and motorbikes around as it's the bank holiday weekend and the weather here has been so amazing that people want to take advantage of it. 

    I'm relaxing now - DD, OH and Giant Puppy are at the beach - it's gone 9pm and still feels like mid-afternoon sky-wise - a flock of wild geese have landed in the field next door - lots of honking at the moment!🤣🦆

    MSE Scrimpy Retirement Things
    I got £100 off the laptop as it was the last one they had and had been on display though looked brand new - so pleased with that bargain!👍

    NSD today as I was treated to the afternoon tea!🍰🍾

    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,077 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    The sunset is glorious, the weather has been beautiful today . Have a great time away your day sounded delightful. 
    Life is an adventure, never stop exploring.

  • beanielou
    beanielou Posts: 95,537 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sounds like a fantastic day  :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,026 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Beautiful sunset. Glad you’re having a fabulous time.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Love the photo. It sounds like you are living the retirement dream or does it still feel a bit like a holiday?
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • milann
    milann Posts: 11,386 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    It definitely sounds like the retirement dream SSG. The sunset is just stunning- that’s one of the things I’m hoping to see next week as the sunsets over the Thames Estuary are much nicer than the pink sky interrupted by buildings we get at home. The afternoon tea sounds rather delicious too - I’m quite partial to afternoon tea myself 😋😀 
    January spends - £587.58
  • You sound like you're really enjoying your retirement SSG. I feel slightly jealous although I know I shouldn't wish my life away.

     I'm glad you're having a lovely time in Scotland with DD, what a glorious sunset 🙂. I'll miss the beauty of the highlands now that my sister has moved to be near Edinburgh, although I can look forward to exploring a new area.

    You've been so sensible paying off your mortgage and your debts so that you can afford to enjoy your retirement  🙂.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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