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Seasidegal's Scrimpy Retirement Diary!
Comments
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Great result on the weight!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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Glad your home and settled back in Seasidesville.January spends - £587.582
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Glad you arrived back safely.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Glad to hear that the journey back was good and that you had someone to pop in and put heating on in preparation for your return too, how lovely!
Hope the theatre was good!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Thanks guys!
I'm currently sitting on a train waiting to leave to the North of England to visit DD for the weekend. We are booked in to see a performance of The Nutcracker at one of the local theatres on Saturday and I'm really looking forward to this.
I've not really done much since I went to see The Bodyguard a couple of weeks ago as my back has been playing up still I cancelled a dentist appointment and my hairdresser twice as I had to journey up to London and it felt a bit much.I had my MRI scan last Thursday and had a chat with the consultant Apparently I've fractured a vertebrae in my mid back and also put out a few discs in the lumbar region the fracture will heal in time and it hasn't damaged any spinal cords or nerves there I can walk fine
The discs are the most sore and will have to be managed going forward with appropriate exercise and physio I'm booked in next Thursday to see the doctor at my GP's Muscular/Skeletal clinic and will discuss further then The back does feel like it's improving gradually fand I've been doing some very gentle Pilates this week but no gym yet.
MSE SCRIMPY THINGSNot a lot here to report - I did buy several pairs of M&S linen wide leg trousers ready for summer as they sell out quickly in a long length and last summer's pairs are too big now. I only ended up paying half price as they were on 20% discount plus I had Sparks loyalty voucher and a £25 voucher from the M&S Rewards Club. I also bought two pairs of jeans from Vinted at a good price as my current jeans are too big.
WEIGHT
I've lost 4lbs in the two weeks I've been back from Scotland so lost the weight I put on and a little bit more as well. I'm currently on my last 5mg Mounjaro pen and will go down to 2.5mg when this has finished.
Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”3 -
Ouch SSG no wonder you've been sore! Glad you've had a diagnosis and know what you're dealing with, and a plan is in place for physio etc.
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Hope the physio can help too.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Have a lovely weekend. Hope the back improves well with the physio.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Ouchy ouch ouch!
Gentle specialist Pilates got me mobile after I ruptured 3 discs about 18 years ago. I'm reminded that I made DH drive my Smart car up to the door of the physiotherapists offices.
What would you get if all you got was what you were thankful for?1 -
Ouch….take care of that back.
Enjoy your trip up North.
January spends - £587.581
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