Parking News - JUDICIAL REVIEW - here we go again

Castle

I've checked the FCA Register and neither Debt Recovery Plus nor ZZPS are listed; so, they are not "Licensed Credit Brokers".

patient_dream

Castle said:

I've checked the FCA Register and neither Debt Recovery Plus nor ZZPS are listed; so, they are not "Licensed Credit Brokers".

All part of the great unwashed

Snakes_Belly

Castle said:

I've checked the FCA Register and neither Debt Recovery Plus nor ZZPS are listed; so, they are not "Licensed Credit Brokers".

The debt collection agencies that the PPC's employ are not regulated by the FCA.  Enquiries are not made as to whether the recipient of their letters is vulnerable. If they were regulated they should refer the claim back to the PPC if the claim is disputed. 

Some years ago I disputed an energy bill which ulimately was passed to a debt collection agent. I told them that the debt was disputed and they passed it back to the energy company. In the meantime I contacted the CEO and they tried to avoid an Ombudsman complaint. Too little too late for Snakes and I took it to the Ombudsman. Claim was wiped and I was awarded £100.00.

What the debt collectors and the PPC's don't seem to understand is that it not just about affordability. I would have sooner given £100.00 to the first beggar in the street than pay it to Excel. People will give generously to people who are in need but they don't like being scammed and it becomes a matter of principle.       

Fruitcake

This is one of my gripes. Along with my friends and family members and myself, every one of us said DCAs should be FCA regulated. It is my personal opinion that the government/dept for levelling up were yet again hoodwinked by the parking industry because instead, the new CoP merely states DCAs must be a member of an ATA.
Whoopy-do. Here, have a licence to print money. 

Thanks to The Few, the fake add-ons have at least been thwarted, but there will still be no regulation of DCAs.

bargepole

The reason why they are not regulated by the FCA, is because the FCA only has jurisdiction over regulated debts, for example Credit Card Agreements which are subject to the Consumer Credit Act 1974.

Parking charges are not 'debts' in any legal sense, unless and until a Judge in a County Court rules that they are.

Snakes_Belly

bargepole said:

Parking charges are not 'debts' in any legal sense, unless and until a Judge in a County Court rules that they are.

If they are not debts in the legal sense then debt collection should only start when they become debts in the legal sense. Therefore the point at which debt collection should start should be after the claim has been heard in court.  

Coupon-mad

Indeed.

But let's be thankful something changed the minds of the DLUHC about the fees.  And I am not letting on what I believe that 'something' was.

95Rollers

As we all know then are not legally classified Debts then surely something be can done about them falsely claiming that these charges are "Debts" they used terms like "You Owe us/ your debt/ current outstanding debt balance" etc on letters so surely this amounts to making a false representation?!? They are making this false representation to get money off people and cheat them out of a fair right to appeal or contest in court.

1505grandad

But according to SC the invoices are on a par with banking, utilities and telecom debts:-

BPA Support (bottom right)

https://portfolio.cpl.co.uk/Parking-News/417/18/

patient_dream

1505grandad said:

But according to SC the invoices are on a par with banking, utilities and telecom debts:-

BPA Support (bottom right)

https://portfolio.cpl.co.uk/Parking-News/417/18/

Parking News is just propaganda for the parking industry, telling it's members what they want to hear

Let' take the comments by the the MD of DCBL ....

"At no point throughout the technical consultation was the scrapping of debt recovery fees tabled for discusssion" ???

What was discussed was about debt collection and myself along with countless others said that such charges were not in line with the charge and should not be allowed

It was the DLUHC who BANNED these charges after representations by the public and those on this forum

BANNED .... not SCRAPPING ,,,,,,, this will create a problem for DCBLand the rest who apply a scam charge

Then in the article DRP speaks out ...... what a load of tosh ... more idiotic propaganda to brainwash the parking operators.

Who started all the fake rubbish ?  ZZPS did and the BPA fell for it, hook, line and sinker. So much so that the BPA added it in their 2018 code of practice
The BPA looked no further than the end of their nose and now it's bum biting time