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Vanguard noobie.. what now?!

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Comments

  • eskbanker
    eskbanker Posts: 38,064 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ranciduk said:
    Ok thanks

    so I’ve just added cash using my debit card

    its still saying I have zero cash 

    so I’m guessing I’ll have to wait a few days before I can use this cash and add it to my LS account...
    No need to guess, the question is answered in the online help link I posted a couple of hours ago, further up the page....

    And at the risk of labouring the point, you're not 'using cash and adding it to your LS account', you're using cash to buy, or invest in, LS60 units!
  • ranciduk
    ranciduk Posts: 732 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Okay dokay

     :D 

  • poppy10_2
    poppy10_2 Posts: 6,588 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    ranciduk said:
    why is it so difficult to just have an option where it says along the lines of “add more money to this investment?
    There is such an option. Just select the investment you hold, and click "top-up"

    poppy10
  • Billycock
    Billycock Posts: 172 Forumite
    100 Posts Name Dropper
    ranciduk said:
    Ok thanks

    so I’ve just added cash using my debit card

    its still saying I have zero cash 

    so I’m guessing I’ll have to wait a few days before I can use this cash and add it to my LS account...
    Be patient and wait one business day once the cash is in your account  :why-is-my-cash-not-available-to-invest
  • ranciduk
    ranciduk Posts: 732 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    poppy10_2 said:
    ranciduk said:
    why is it so difficult to just have an option where it says along the lines of “add more money to this investment?
    There is such an option. Just select the investment you hold, and click "top-up"

    Ahh silly me, there it is quite clearly hiding behind three little unlabelled dots!!!

    !!!!!!

  • Eco_Miser
    Eco_Miser Posts: 4,944 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    ranciduk said:
    poppy10_2 said:
    ranciduk said:
    why is it so difficult to just have an option where it says along the lines of “add more money to this investment?
    There is such an option. Just select the investment you hold, and click "top-up"

    Ahh silly me, there it is quite clearly hiding behind three little unlabelled dots!!!

    !!!!!!

    Perhaps you haven't noticed, those three little dots, sometimes horizontal, sometimes vertical, are appearing all across the internet, and within device User Interfaces, always with the meaning that there is something more if you click/tap on them.
    Annoying that there's no label, but at least it's consistent-ish.

    Eco Miser
    Saving money for well over half a century
  • ranciduk
    ranciduk Posts: 732 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    To be fair their website is actually pretty good and so far the process has been quite easy and straightforward 


  • ranciduk
    ranciduk Posts: 732 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Can someone tell me where you find the option on Vanguard where you can select how you want dividends to pay paid ie reinvested or paid to your nominated account?

    i found it ages ago - but now I’m damned if I can find it, I’ve searched everywhere!!
  • RacingDriver
    RacingDriver Posts: 418 Forumite
    Part of the Furniture 100 Posts Name Dropper
    ranciduk said:
    Can someone tell me where you find the option on Vanguard where you can select how you want dividends to pay paid ie reinvested or paid to your nominated account?

    i found it ages ago - but now I’m damned if I can find it, I’ve searched everywhere!!
    My Accounts > My Profile > Product > Edit > Select Option > Save
  • ranciduk
    ranciduk Posts: 732 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    ranciduk said:
    Can someone tell me where you find the option on Vanguard where you can select how you want dividends to pay paid ie reinvested or paid to your nominated account?

    i found it ages ago - but now I’m damned if I can find it, I’ve searched everywhere!!
    My Accounts > My Profile > Product > Edit > Select Option > Save
    Bingo!

     Thanks for that

    so am I right in saying that even though my isa is an accumulation account- by using this option I can still have the dividends paid out to my bank instead?
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