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Magnificent May's NSD Challenge!

This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during May. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's really probably simpler to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too image
4. It also helps to bookmark the thread, it's much easier to find image
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

May

Off to a start = image
5 days = image

10 days = image

15 days = image

20 days = image
Target reached = image
Target beaten = image


2021 D: 93 2020 D: 96 2022 D: 15
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Replies

  • edited 30 April 2021 at 10:48PM
    cathybirdcathybird Forumite
    10.3K Posts
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    edited 30 April 2021 at 10:48PM
    May targets
    beanielou 15
    cathybird 15
    Couldsavemore
    darannah 10
    delta13 15
    GimmeMedals
    Honeysucklelou2
    jammy dodger
    Jrae24 15
    Karb 20
    Money Choices 20
    MrsBrownBear
    MummyRivett
    Sallyp2 16
    short bird 17
    wanttobeasaver
    welshspendthrift 20
    WinterWarrior 15

    Newcomers welcome :)


    2021 D: 93 2020 D: 96 2022 D: 15
  • KarbKarb Forumite
    835 Posts
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Thanks @cathybird for running this again this month. Now that things are starting to open up again, I'm going to treat this as a "no frivolous spend day" challenge. I will be excluding spends on petrol and essential grocery shopping, and set a target of 20 NFSDs
    Debt free since December 2015. It can be done


  • beanieloubeanielou Forumite
    81K Posts
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
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    Thanks for the lovely new thread @cathybird :)
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • edited 30 April 2021 at 7:29PM
    Sallyp2Sallyp2 Forumite
    341 Posts
    100 Posts Name Dropper First Anniversary
    edited 30 April 2021 at 7:29PM
    Hello, newcomer joining in. Am going all in and will aim for 16 NSD. Every other day will be NSD. Not tomorrow as we have a pub booking. First trip to a pub this year. Hope I don’t get tipsy 🥂🤪
    • 21 things, 21 times in 2021
    • Saving for Christmas 2021 £1 a day challenge = £274 / £365
    • £2 Savers Club for 2021 = £144/£144 🎖🥉🥈🥇 new target £264/£288
    • 365 Day 1p Challenge 2021 = £389.69
    • NSD: May 16/16 : June 13/18 : July 13/16 
    • Grocery Challenge: May £524.83/£320 = +£204.83 : June £581.67 / £350 = +£231.67 : July £141.40 / £350
  • WinterWarriorWinterWarrior Forumite
    4K Posts
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    Hi @cathybird, @beanielou pointed me to your excellent challenge. I would love to join in if you will have me 😁
    I will aim for 15 NSD’s please. I will exclude fuel, although all being well I shouldn’t need any more for May as I’m almost full! I have no excuse not to reach this target 🤔
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊
    Tilly Tidy to mortgage for 2022 = £446.54
    my diary..everyone is welcome 😁 https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1
  • beanieloubeanielou Forumite
    81K Posts
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Forumite
    Hello @WinterWarrior & welcome  :smile:
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • edited 30 April 2021 at 10:45PM
    Money_ChoicesMoney_Choices Forumite
    209 Posts
    Third Anniversary 100 Posts Photogenic
    Forumite
    edited 30 April 2021 at 10:45PM
    Hi Cathybird

    Please put me down for 20 NSDs  for May

    Thanks

    Money Choices
    25 July 2020 Starting Credit Card Debt £9,717.59 , Debt 27 Dec 2021 £9.550.89
    2022 DEBTS Nationwide overdraft -£1107.23, Credit Cards Nationwide -£125.30, Tesco -£3694.06, Virgin -£4336.18
    Feb Nationwide CC -£60.30, Nationwide overdraft -£1032.23, Tesco CC -£3619.06, Virgin CC -£4261.18
    TOTAL DEBTS Jan 22 = -£9262.77 Feb = -£8972.77 April Nationwide Credit Card PAID OFF, Nationwide overdraft -£757.22 Tesco CC -£3444.05, Virgin CC -£4086.18 TOTAL DEBT =£8287.42NSDs Jan 22 5/10 Feb 4/10, April 7/10 May 6/10, June 10/10 July 2/10
    Grocery Challenge Jan 22 £81,69/£120, Feb £100.00, April £80.51 £100.00, May £46.59, June £55.23 /£100 July, £0/£80, SPC 15 Number 061.
    Emergency Fund £650.00/£1,000
  • edited 30 April 2021 at 10:51PM
    cathybirdcathybird Forumite
    10.3K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    edited 30 April 2021 at 10:51PM
    hi Sallyp2 and WinterWarrior and welcome I've added you to the list, best of luck with the challenge!

    2021 D: 93 2020 D: 96 2022 D: 15
  • cathybirdcathybird Forumite
    10.3K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Thanks Karb and beanie :):) and hi Money Choices, looking forward to starting a shiny new challenge!

    2021 D: 93 2020 D: 96 2022 D: 15
  • edited 1 May 2021 at 11:08AM
    cathybirdcathybird Forumite
    10.3K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    edited 1 May 2021 at 11:08AM
    May

    Off to a start = image
    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    May targets
    beanielou 15
    cathybird 1/15 image
    Couldsavemore
    darannah 10
    delta13 15
    GimmeMedals
    Honeysucklelou2
    jammy dodger
    Jrae24 15
    Karb 20
    Money Choices 20
    MrsBrownBear
    MummyRivett
    Sallyp2 16
    short bird 17
    wanttobeasaver
    welshspendthrift 20
    WinterWarrior 15

    Newcomers welcome :)


    2021 D: 93 2020 D: 96 2022 D: 15
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