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£69k debt free wannabe

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  • Jensfrugalyear
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    Quick update after last payday 

    Emergency fund up to £560 🥳 aiming to put £50 a month in it now until its £1k.

    Also planning on streamlining my wardrobe. I'm only in the office 2 days a week now so need minimal office clothes. I have wasted so much money on clothes in the past so looking forward to creating my own capusle style wardrobe.

    Hopefully I can make extra cash on the sale of clothes too.



    On the long journey to debt freedom...here we go....

    Credit cards:
    Natwest card - now closed was £500 balance
    Tesco credit card £1878.89/3300
    Husband Bcard £4100/9400 - 0%
    Sainsburys cc £4839/6000 -0%
    My bcard £5215/8000
    Halifax CC £6588/8000 -0%
    MBNA CC £9150/12000 -0%

    Loans:
    Natwest Loan £14167 - ends sept 26
    Old car loan £1897 - ends May 24
    Consolidation loan - £6020 ends oct 26


    Tax bill -57 ends next month
    Student loan about 5k ends Mar 24



  • Jensfrugalyear
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    Quick check in tonight to say our oustanding balances are now under 50k. Been aiming for this for a while and it feels awesome to get here.

    Not had much time to spend making extra funds as work is super busy and I feel a bit burnt out. I'm away camping the next two weekends so will hopefully be a bit more recharged to start making some extra cash again
    On the long journey to debt freedom...here we go....

    Credit cards:
    Natwest card - now closed was £500 balance
    Tesco credit card £1878.89/3300
    Husband Bcard £4100/9400 - 0%
    Sainsburys cc £4839/6000 -0%
    My bcard £5215/8000
    Halifax CC £6588/8000 -0%
    MBNA CC £9150/12000 -0%

    Loans:
    Natwest Loan £14167 - ends sept 26
    Old car loan £1897 - ends May 24
    Consolidation loan - £6020 ends oct 26


    Tax bill -57 ends next month
    Student loan about 5k ends Mar 24



  • Humdinger1
    Humdinger1 Posts: 1,929 Forumite
    First Anniversary First Post Name Dropper
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    @Jensfrugalyear well done! That is a huge milestone; you really have had your light bulb moment.  Onwards and upwards love Humdinger xx 
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