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£69k debt free wannabe
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Thanks @LittleMissDeterminedOn the long journey to debt freedom...here we go....
Credit cards:
Natwest card - now closed was £500 balance
Tesco credit card £1878.89/3300
Husband Bcard £4100/9400 - 0%
Sainsburys cc £4839/6000 -0%
My bcard £5215/8000
Halifax CC £6588/8000 -0%
MBNA CC £9150/12000 -0%
Loans:
Natwest Loan £14167 - ends sept 26
Old car loan £1897 - ends May 24
Consolidation loan - £6020 ends oct 26
Tax bill -57 ends next month
Student loan about 5k ends Mar 240 -
Good news is vets bill was only £40 so not as nearly as bad as I expected. Bad news is putting ear drops in the cats ears, a job I have given to my husband so the cat doesn't hate me 🤣🤣🤣.
Still in track now to get the marbles card paid off this month 😃On the long journey to debt freedom...here we go....
Credit cards:
Natwest card - now closed was £500 balance
Tesco credit card £1878.89/3300
Husband Bcard £4100/9400 - 0%
Sainsburys cc £4839/6000 -0%
My bcard £5215/8000
Halifax CC £6588/8000 -0%
MBNA CC £9150/12000 -0%
Loans:
Natwest Loan £14167 - ends sept 26
Old car loan £1897 - ends May 24
Consolidation loan - £6020 ends oct 26
Tax bill -57 ends next month
Student loan about 5k ends Mar 241 -
£40 doesn’t seem too bad to be honest. Good luck trying to administer the drops! Cats are squirmy!
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
😂😂 yeah they are. They thankfully classed the appointment as his health checkup which was already paid for in his healthy pet club costs so we just had to pay for the drops thankfully.LittleMissDetermined said:£40 doesn’t seem too bad to be honest. Good luck trying to administer the drops! Cats are squirmy! On the long journey to debt freedom...here we go....
Credit cards:
Natwest card - now closed was £500 balance
Tesco credit card £1878.89/3300
Husband Bcard £4100/9400 - 0%
Sainsburys cc £4839/6000 -0%
My bcard £5215/8000
Halifax CC £6588/8000 -0%
MBNA CC £9150/12000 -0%
Loans:
Natwest Loan £14167 - ends sept 26
Old car loan £1897 - ends May 24
Consolidation loan - £6020 ends oct 26
Tax bill -57 ends next month
Student loan about 5k ends Mar 240 -
If he needs any additional meds, it's worth checking online as you can just get the prescription from the vets and then fulfil it by an online vet meds company for a fraction of the price. I paid £90 for some pain meds for my old dog at the vets (with my health plan discount applied!) and then found I could have bought the same online for £20Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711
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Never thought of doing that. May check that out for the dogs arthritis medicationLittleMissDetermined said:If he needs any additional meds, it's worth checking online as you can just get the prescription from the vets and then fulfil it by an online vet meds company for a fraction of the price. I paid £90 for some pain meds for my old dog at the vets (with my health plan discount applied!) and then found I could have bought the same online for £20On the long journey to debt freedom...here we go....
Credit cards:
Natwest card - now closed was £500 balance
Tesco credit card £1878.89/3300
Husband Bcard £4100/9400 - 0%
Sainsburys cc £4839/6000 -0%
My bcard £5215/8000
Halifax CC £6588/8000 -0%
MBNA CC £9150/12000 -0%
Loans:
Natwest Loan £14167 - ends sept 26
Old car loan £1897 - ends May 24
Consolidation loan - £6020 ends oct 26
Tax bill -57 ends next month
Student loan about 5k ends Mar 241 -
Definitely do! Especially if it’s Metacam… that’s what I got stung for!Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710
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Hey everyone
Today I paid off my second credit card 😁😁 have managed to clear £1900 off it since the end of April. So chuffed right now.
Next I will start working on my emergency fund and saving a little more for christmas as we spent a little more than planned on our recent holiday so want to make sure we have plenty to cover Christmas.
On the long journey to debt freedom...here we go....
Credit cards:
Natwest card - now closed was £500 balance
Tesco credit card £1878.89/3300
Husband Bcard £4100/9400 - 0%
Sainsburys cc £4839/6000 -0%
My bcard £5215/8000
Halifax CC £6588/8000 -0%
MBNA CC £9150/12000 -0%
Loans:
Natwest Loan £14167 - ends sept 26
Old car loan £1897 - ends May 24
Consolidation loan - £6020 ends oct 26
Tax bill -57 ends next month
Student loan about 5k ends Mar 243 -
Well done Jen! This is fabulous news and I can imagine you're feeling super motivated right now
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
That’s fantastic progress! Well done 👏June 21 - Total debt £71117.15
Last month debt - £56537.99
Current debt - £55605.68
Cleared: Overdraft - £0/£2500 £2441.83 MBNA cc - £0/£8000 £5185.68 Barclaycard - £0/£4850 £4558.95 Next Store Card - £0/£5000 £196.72
Credit Cards: Virgin cc - £7027.52/ £12000 - (Jun 21 £7926.06) - Tesco cc - £11972.20/ £12750 - (Jun 21 £12406.07) - RBS cc - £11301.92/ £12000 - (Jun 21 £11956.94)
Consolidation Loans (Tip... don't do this!) - Loan 1 RBS - £7754.58/£12000 - Loan 2 RBS - £17549.46/ £28000
Emergency Fund - £2000/£2000
Christmas Fund - £461.60/ £6001
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