Money owed to us for car loan

SingleSue

justworriedabit said:

tooldle said:

Different time now of course, but this post "You must live on a different planet to the rest of us.  How is a career for instance going to be able to get all their vista via PT? Is a painter and decorator going to travel to their customer, with all their gear on a bus? " reminded me of a decorator my parents sometimes used back in my childhood. He transports his ladders, paints etc on a pushbike. I'm sure we have had a carer on this forum before who used the bus to get to clients. It's all perspective i suppose.

Many thanks, great post.

Carers arounf London, many built up, deprived areas where a lot of older, younger, disabled, frail people live, carers are able to just wlak one appt to the next.  Even slightly greater disatances as public transport is there they get on a bus or walk and easier than trying to find parking.

One of our children was an computer engineer when they fist started out in their first job after uni went around at times fixing people computers at home, by bus, tub etc around central london and he had a backpack and case.

A window cleaner around where one of our family lives, the chap has a bike and ladder and ladders are now much lighter and more compact can be extended.

A gardener travels by public transport with his carrying tools and uses peoples mowever to cut grass.

I've seen bricklayers, builders carrying their sovels, picks, and buckets on the bus and tube.


We had a hari dresser come next door she came by bus.

Many thanks for the great post.  I'm sure most of the people I mentioned may want a car or have one but they have owrked out in the scheme of things this does not make finacial sense.


To be taught he to stand on your own two feet when you first start out and not to pay interest on anything other than a mortgae type loan can only be good for the furture. I've seen and heard stories where parents were constantly helping out their kids with holidays, buying a car, using their car, wanting the newest mobile etc and many of these children are living from hand to mouth, a vicious circle that we want everyone to avoid if possible.

They'd all be beggered down here with the one bus an hour service (at best) and miles in between calls plus it would cost an absolute fortune.

Dad lent me money for a car, not an expensive one though (sub 1k), as my car went bang and in just two days of using public transport, I had spent more than I would for two weeks in my car. It was all paid back within a couple of months and they in turn had the 'reward' of me being able to continue to drive them to appointments and for shopping.

As for a gardener, my brother is one and he was without a car for a while, absolute nightmare and he had to reduce his customer list down due to time constraints/inability to transport equipment (not all customers have the equipment)

74jax

noitsnotme said:

I didn’t realise sweetsand was back!

Been back a couple of months. Now on my block list so I'm oblivious again.... Hope you're being entertained though....

Just don't mention uggs.... 

SueDerbyshire

Just worried a bit, again you are taking over my post, if you want to rant about how easy the youngsters have it go else where.

Like the previous post said, the car was needed, he had to be at work for 6am, no public transport to get there by that time and it's an hours drive on a good day to get there. He was a hard worker and could have easily packed in work and receive more in benefits but like my family, he has been brought up with the right attitude to work for a living.

You are assuming far too much here and as I said before it's irrelevant to my original queation. 

tooldle

Wow, he must be travelling quite some distance to his job. In my neck of the woods an hours drive at 6am will get you 50miles or so. Quite a commute for someone who is struggling financially. 
Good luck, i hope you get some monies back.

noitsnotme

74jax said:

Just don't mention uggs.... 

...or collections of expensive cars!!

68ComebackSpecial

justworriedabit said:

tooldle said:

Different time now of course, but this post "You must live on a different planet to the rest of us.  How is a career for instance going to be able to get all their vista via PT? Is a painter and decorator going to travel to their customer, with all their gear on a bus? " reminded me of a decorator my parents sometimes used back in my childhood. He transports his ladders, paints etc on a pushbike. I'm sure we have had a carer on this forum before who used the bus to get to clients. It's all perspective i suppose.

Many thanks, great post.

Carers arounf London, many built up, deprived areas where a lot of older, younger, disabled, frail people live, carers are able to just wlak one appt to the next.  Even slightly greater disatances as public transport is there they get on a bus or walk and easier than trying to find parking.

One of our children was an computer engineer when they fist started out in their first job after uni went around at times fixing people computers at home, by bus, tub etc around central london and he had a backpack and case.

A window cleaner around where one of our family lives, the chap has a bike and ladder and ladders are now much lighter and more compact can be extended.

A gardener travels by public transport with his carrying tools and uses peoples mowever to cut grass.

I've seen bricklayers, builders carrying their sovels, picks, and buckets on the bus and tube.


We had a hari dresser come next door she came by bus.

Many thanks for the great post.  I'm sure most of the people I mentioned may want a car or have one but they have owrked out in the scheme of things this does not make finacial sense.


To be taught he to stand on your own two feet when you first start out and not to pay interest on anything other than a mortgae type loan can only be good for the furture. I've seen and heard stories where parents were constantly helping out their kids with holidays, buying a car, using their car, wanting the newest mobile etc and many of these children are living from hand to mouth, a vicious circle that we want everyone to avoid if possible.

You do realise that the vast majority of the population of this country don't live in London, with its extensive public transport network?

I've just returned from the supermarket - it would have taken me 45 minutes by bus to get there versus 5 minutes by car and would have been impossible to have carried the 4 large bags of food and 9 bottles of drink. I don't live in a rural area - it's a large, modern town with a population in excess of 250,000 - but life without a car would be extremely difficult.

SueDerbyshire

tooldle said:

Wow, he must be travelling quite some distance to his job. In my neck of the woods an hours drive at 6am will get you 50miles or so. Quite a commute for someone who is struggling financially. 
Good luck, i hope you get some monies back.

Yes, we live in a rural area with not much work around so we all have to work in the city closest to us and it's a nightmare getting into the city, especially for anyone getting there for 9am, however, he travels around because of his work and sometimes needs to be in other parts of the country by 8am which again would not be possible with the job he does without a car.

Thank you, I appreciate your support.

On a different note, my daughter feels guilty and wants to pay off what he owed, she is a single mum with 3 kids so I'm not allowing that but I appreciate her offer.

This is more the principle than anything, if you borrow money for any reason you should pay it back, I get circumstances changed for him and that's why we gave him over 3 years to get himself sorted financially, I think we have been more than fair. I just need to find his address now. I'm guessing the courts won't accept a letter addressed to him going to him mum's house, where he used to live?

cbrown372

SueDerbyshire said:

Just worried a bit, again you are taking over my post, if you want to rant about how easy the youngsters have it go else where.

Like the previous post said, the car was needed, he had to be at work for 6am, no public transport to get there by that time and it's an hours drive on a good day to get there. He was a hard worker and could have easily packed in work and receive more in benefits but like my family, he has been brought up with the right attitude to work for a living.

You are assuming far too much here and as I said before it's irrelevant to my original queation. 

Every thread this user posts on is irrelevant to the question asked.

SueDerbyshire

cbrown372 said:

SueDerbyshire said:

Just worried a bit, again you are taking over my post, if you want to rant about how easy the youngsters have it go else where.

Like the previous post said, the car was needed, he had to be at work for 6am, no public transport to get there by that time and it's an hours drive on a good day to get there. He was a hard worker and could have easily packed in work and receive more in benefits but like my family, he has been brought up with the right attitude to work for a living.

You are assuming far too much here and as I said before it's irrelevant to my original queation. 

Every thread this user posts on is irrelevant to the question asked.

Why am I not surprised at all. Obviously bored with nothing better to do. 

Waunakee

justworriedabit said:

tooldle said:

Different time now of course, but this post "You must live on a different planet to the rest of us.  How is a career for instance going to be able to get all their vista via PT? Is a painter and decorator going to travel to their customer, with all their gear on a bus? " reminded me of a decorator my parents sometimes used back in my childhood. He transports his ladders, paints etc on a pushbike. I'm sure we have had a carer on this forum before who used the bus to get to clients. It's all perspective i suppose.

Many thanks, great post.

Carers arounf London, many built up, deprived areas where a lot of older, younger, disabled, frail people live, carers are able to just wlak one appt to the next.  Even slightly greater disatances as public transport is there they get on a bus or walk and easier than trying to find parking.

One of our children was an computer engineer when they fist started out in their first job after uni went around at times fixing people computers at home, by bus, tub etc around central london and he had a backpack and case.

A window cleaner around where one of our family lives, the chap has a bike and ladder and ladders are now much lighter and more compact can be extended.

A gardener travels by public transport with his carrying tools and uses peoples mowever to cut grass.

I've seen bricklayers, builders carrying their sovels, picks, and buckets on the bus and tube.


We had a hari dresser come next door she came by bus.

Many thanks for the great post.  I'm sure most of the people I mentioned may want a car or have one but they have owrked out in the scheme of things this does not make finacial sense.


To be taught he to stand on your own two feet when you first start out and not to pay interest on anything other than a mortgae type loan can only be good for the furture. I've seen and heard stories where parents were constantly helping out their kids with holidays, buying a car, using their car, wanting the newest mobile etc and many of these children are living from hand to mouth, a vicious circle that we want everyone to avoid if possible.

   So judgmental! Ironic that you claim to have gifted your 
   children homes and are willing to accept a large sum of
   money from an elderly relative 400k or some rubbish

   Everyone’s circumstances are different 

   What happens if you don’t live on or near a bus route?
   Or the service is so infrequent that using it is not really
   viable? (We get 4 buses a day in each 
   direction).

   I am eternally grateful to my parents giving me a helping
   hand years ago by loaning me the money to get on the
   motoring laddder to be able to gain employment in the   

   closest big town.

  
   And yes,repaid in full 

  I would do precisely the same for my own kids should 
  they need it.

  HTH