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Must try harder!

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Comments

  • WinterWarrior
    WinterWarrior Posts: 6,113 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    @WinterWarrior That's awful. Scottish roads are in a shocking state. I can sympathise with your car woes. I limped home from Oban, crashing gears up hill and down glen. Diagnosis - new clutch needed. £450 is the cheapest replacement I can find. Funeral plan postponed yet again - I shall try not to die in the next few months... o:)
    The roads are dire up here, national speed limit roads too, so ok if it’s quiet and you can slalom all over the road, but terribly dangerous if there is traffic coming the other way. You spend more time watching the road for new and existing holes than you do anything else. Oh no to your clutch 😢 Why is it always one step forward and two steps back! 
    @badmemory I do hope you’ve planned some surprises 🤣 There aren’t many younger generations in my family…I do sometimes worry I’ll be the only one attending my funeral. When I retire I’ll have to start going to clubs and gathering some mourners 😬
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • moving_forward
    moving_forward Posts: 1,537 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Oh no to the all the car stories. We passed out not last weekend but am waiting for a quote for one of the advisories. Which reminds me I need to call again!
    Dedicated Debt Free Wanabee 🤓
    Proud member of the Tilly Tidies since 1st Jan 2022
    2022 -Jan £26.52, Feb £27.40, Mar £156.27, Apr £TBC
  • Sun_Addict
    Sun_Addict Posts: 24,249 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What a pain about the tyres 😩
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • badmemory said:
    Funeral plan or an actual funeral?  If a plan then wait for the new legislation to come into effect to safeguard your cash.  
    A funeral plan for me - so hopefully not needed for a wee while, otherwise it'll be a pauper's funeral (I wonder if they still have those?). Some of my more remote Irish ancestors were buried in a mass grave in the east end of Glasgow, so I would be in good company...
    Credit card One :£926.60( Oct 21 )(Nov 21 vet bill disaster), £999(Jan 22), £974(Feb 22)
    Credit Card Fl :£739.26 (Oct 21)£763 (Nov 21) , £590(Jan 22), £298(Feb 22)
    Savings target C.U.  £1000(£410 Oct 21)(£610 Nov 21)
    Savings target Bank £500  (£10 Oct 21) (£50 Nov 21)(£60 Jan 22)(£80 Feb 22)
    Credit Union loan paid off. Now for the funeral plan...
  • beanielou
    beanielou Posts: 96,149 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Can attest Scottish roard are truely dire :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • elbree
    elbree Posts: 395 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Oh no @WinterWarrior! So annoying when stupid life ruins your plans. Can you complain? Here - my Stepdad sued the Local Authority about a pothole that damaged his car and they paid because they should maintain the roads. I remember him droning on about the depth of it (he went and measured it 😂)

    However, it was a massive hassle that my Stepdad hugely enjoyed but most people probably wouldn't....
  • WinterWarrior
    WinterWarrior Posts: 6,113 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    elbree said:
    Oh no @WinterWarrior! So annoying when stupid life ruins your plans. Can you complain? Here - my Stepdad sued the Local Authority about a pothole that damaged his car and they paid because they should maintain the roads. I remember him droning on about the depth of it (he went and measured it 😂)

    However, it was a massive hassle that my Stepdad hugely enjoyed but most people probably wouldn't....
    I’m planning to give it a bash, but don’t have the will to fight for years! The first step is confirmation from the garage that the damage could be caused by a pot hole. It’s so high up the tyre wall it couldn’t be anything else ☹️ I can imagine all the droning 🤣
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • My sister damaged her tyre/wheel  on a pot hole and claimed successfully for it and the pot hole was filled in really quickly afterwards I guess so no one else did the same and claimed so definitely worth a try. Really annoying though as you’ve got to pay and in the first place and spend time getting it fixed. Good luck if you do try and claim though xx
    slowly working towards being MF one small over payment at a time :T
  • Humdinger1
    Humdinger1 Posts: 2,345 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    @WinterWarrior am steadily working my way through your diary; currently on p206 and am enthralled! Your musings on why it's so hard to save have started a rabbit running here.  I had massive debt: over 100k, a mixture of personal debt that went into the business and plain business debt.  Took a few years and it's all paid off now.  I do have savings now.  When I was in spending-like-a- drunken-sailor mode, I think I was in extrovert pattern; that meant talking myself up in my own head; being convinced that I'd get out of it because I was worth it: one definition of magical thinking.   Saving involved a part of me that had been dormant: a more introverted part that wasn't full of its own importance and knew that bad things can happen even if it's not your fault.  I live almost entirely in the introverted space now for money: still have fun and high self-confidence generally but I think the ability to switch between the 2 states has been essential for me.  I hope this doesn't sound absolutely bl**dy barking but it seems to be the case. Look forward to hearing other views.   Onwards and upwards love Humdinger xx 
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