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Must try harder!
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Good morning and happy Monday ☕️☕️☕️☕️☕️😭
a collection of cats and a large dog have been sleeping on me all night, so I woke up stiff and squashed.Nothing planned today apart from work.
I hope you all have a wonderful Monday filled with wonderful things📚🍫☕️🌈🪄Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p15 -
Morning WW
Weekends go too quickly and i have a full week of work but no eve meetings and WfH everyday so that's a win
DD1 is off work today as she has finally got a dog! She's wanted one since she was about 10 so has had a long wait but finally her dream has come trueLBM - October 2018; finally debt free on 16 March 2021
2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
Decluttering Campaign Member 2024 🏅🏅
Decluttering Campaign Member 20252 -
How lovely @Deni_debt-free_dreamer. I wanted one forever and finally got one at the grand old age of 40 😁 They are worth the wait.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p13 -
Dog and DD1 are both nervous but dog will have a lovely life with DD1 and her boyfr. They are late 20s so didnt have to wait as long as you WWLBM - October 2018; finally debt free on 16 March 2021
2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
Decluttering Campaign Member 2024 🏅🏅
Decluttering Campaign Member 20254 -
I am going to do my monthly run down, even though I don’t get paid for a week. Nothing else is coming out and I absolutely must not spend until pay day now! So…
the good - £420 up altogether including pots. £61.10 tillied to mortgage overpayments.
the bad - I had the large oil bill, I’ve bought next months pet food out of this months wages as some items were running a bit low, a few big presents and some frittering happened which meant saving wasn’t half as good as it should have been.
the ugly - my pots are still not full funded when I need them (oil, I’m looking at you) and my savings are still not up to where they were before ‘the bad month’. I need to get my savings to a level where I dare exclude the pots total in them as the pots should really run outside of this in their own category.
February outlook - if I’m careful I should get the savings up to where they were before ‘the bad month’ and then I can exclude the pots going forward. I just have one big birthday present to buy in February and as the oils and pets are already sorted there should be no big hits next month.So just to survive until next Monday now 😬😁Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p15 -
Happy Monday. This time next week it will be payday 😁I get knocked down but I get up again (Chumbawamba, Tubthumping)5
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Deni_debt-free_dreamer said:Dog and DD1 are both nervous but dog will have a lovely life with DD1 and her boyfr. They are late 20s so didnt have to wait as long as you WWDedicated Debt Free Wanabee 🤓
Proud member of the Tilly Tidies since 1st Jan 2022
2022 -Jan £26.52, Feb £27.40, Mar £156.27, Apr £TBC4 -
Well done WW you are heading in the right direction. Maybe one day we will both have a fully polished halo and the horns will only come out when choc is on offer 😇😈🍫Dedicated Debt Free Wanabee 🤓
Proud member of the Tilly Tidies since 1st Jan 2022
2022 -Jan £26.52, Feb £27.40, Mar £156.27, Apr £TBC4 -
One week til payday!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
WinterWarrior - well done, I hope you can last out until pay day£1 a day 2025: £90.00/365 Xmas fund2
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