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Must try harder!

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  • warby68
    warby68 Posts: 3,135 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I don't have Christmas bedding but we always have Christmas loo roll :)
  • Naomim
    Naomim Posts: 3,136 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Now I want all the Christmas bedding, cushions and toilet roll!  I definitely have FOMO 😂
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Just to make you laugh!
    I treated to myself to a Christmas cushion from M & S.
    Then my mum treated me to PJ bottoms from M & S.
    They are the same design :lol:  :lol:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Naomim
    Naomim Posts: 3,136 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    @beanielou are you secretly like Giles & Mary from Gogglebox? 
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • Is it like Christmas camouflage @beanielou? You could lie in wait for Santa and he’d never see you! 🎅🏻
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • Good morning and happy Saturday 🍫📚☕️🎄
    I am pleased to be off work, but have no plans today. Definitely no spending as yesterday was quite bad! I ordered a tea strainer for MrWW as he was sad he’d received some posh tealeaves in a hamper and couldn’t try them. Then my iPad case came (it’s really solid and pretty too) and I felt bad that MrWW’s hasn’t had a case for ages, he was admiring mine, so I said I’d get him one as an extra Christmas present. Of course his is a different size so was £6 more than mine, just for being half an inch smaller!
    I plan to do some of my Christmas jigsaw, eat some Christmas chocolate (hotel choc white snowman) and look forward to strictly.
    I hope you all have a fab-u-lous Saturday filled with wonderful things 📚☕️🍫🎄
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have a lovely day :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • elbree
    elbree Posts: 395 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Morning @WinterWarrior. I've been following on the last few weeks but forgot my password so couldn't say hello 🤦. Your organisation for Christmas has spurred me on, so thanks! I too have trouble not spending and then 'shuffling' money out of pots to cover it. I've recently tried only putting a small amount in each pot at the beginning of the month and then Tilly Tidying each day or few days into the pots. It satisfies my spending urge (sometimes) and the pots fill instead of empty as the month goes on. It works for me, anyway! 
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 11 December 2021 at 6:30PM
    elbree said:
    Morning @WinterWarrior. I've been following on the last few weeks but forgot my password so couldn't say hello 🤦. Your organisation for Christmas has spurred me on, so thanks! I too have trouble not spending and then 'shuffling' money out of pots to cover it. I've recently tried only putting a small amount in each pot at the beginning of the month and then Tilly Tidying each day or few days into the pots. It satisfies my spending urge (sometimes) and the pots fill instead of empty as the month goes on. It works for me, anyway! 
    Hi elbree 👋 I keep myself logged in and then every so often they do a refresh and kick me out. I’m now saving my password…otherwise I have to reset it 🤣
    Thats a good idea with the pots. I tend to fill them up straight away to ‘pay back’ what I’ve borrowed and then some. I have started leaving the pots and haven’t raided for a few months, but then borrow from the savings which is just as bad. As long as I’m 2 steps forward and just 1 step back it’s not too bad, but a bit slower than I’d hoped! Im trying to pay back any I borrow plus add extra to pb’s, that way I’ll keep creeping forwards as they aren’t as easy to access. My real trouble is if I leave money in my current account, somehow my mind sees it as a spending target and I want to spend it all, right away! So putting into savings and then taking it back works a bit better as I have guilt when I take some back and it gives me pause. I wish I could learn how to adult properly 🤣
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • @Deni_debt-free_dreamer what on earth is a Ken Bruce bauble? 😬 
    My favourite is a green delicate glass T. rex complete with glitter…I love it so much 😁 I like the way it looks so random in with all the angels and baubles.
    hi WW
    i love the sound of that T rex bauble!  The KB one isn't really a bauble; it's a piece of paper you cut out (probably on R2 website, i just put it in g00gly) and slot together so it stands up, he does one every year .  He's wearing a tartan hat and a grumpy expression as he is the xmas grinch this year!  It just makes me smile everyday :smile:
    I bought xmas bedding from Asda a few years ago so we use it for a month every year but this is our 4th year now i think.  

    Love Deni
    LBM - October 2018; finally debt free on 16 March 2021
    2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
    Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
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