New to investing (as in new new)

kingcreech

Morning all

As the title says I am new to wanting to invest and just looking for a little help on where would be best to do research before I make a move. I'm looking to leave what I invest for long term, 15 to 20 years. 

I've £25k in an account which is not doing much so I was hoping to put half of this in a S/S ISA, keep half in some form of account which I can get to if needed (you never know what is around the corner in life) and then drip say around £800 every 3 months (from new monthly savings) in to the S/S ISA. 

Sorry if you get asked this a lot, I just want to make sure I understand everything before I jump in and would prefer not to be doing bad research by googling the wrong thing. Is there any good sites or youtubers to read/follow?

I'm in a position where I am making spare monthly money and would rather put this in to good use than leave it sitting doing nothing. This monthly spare monthly money could easily grow as well so I want to try and have a good plan.

Thanks for any help.

Eyeful

1. Make sure you have no large debts.
2. Have any emergency fund
3. Sort out your Pension
4. Invest via SIPP & Stocks & Shares ISA
5. Invest for at least 10 years or longer.

6. Watch the following
https://www.kroijer.com/
https://www.ifa.com/indexfundsthemovie/

7. As a first investment consider a cheap Global Muti Asset Fund, with a share/bond split you are comfortable with. That will allow you to sleep at night and let you stay invested when markets crash (as they do sometimes). This will give you a ready made portfolio. 

https://monevator.com/passive-fund-of-funds-the-rivals/

https://www.getrichslowly.org/bull-bear-markets/

8. You can make investing as simple or as complected as you like.Hope this helps. 

Albermarle

Sorry if you get asked this a lot

We do ! So worth reading the ISA and Savings and Investment forums regularly as it can be quite informative .
Here is an example .

https://forums.moneysavingexpert.com/discussion/6256815/switching-from-cash-isas-to-s-s#latest

kingcreech

Eyeful said:

1. Make sure you have no large debts.
2. Have any emergency fund
3. Sort out your Pension
4. Invest via SIPP & Stocks & Shares ISA
5. Invest for at least 10 years or longer.

6. Watch the following
https://www.kroijer.com/
https://www.ifa.com/indexfundsthemovie/

7. As a first investment consider a cheap Global Muti Asset Fund, with a share/bond split you are comfortable with. That will allow you to sleep at night and let you stay invested when markets crash (as they do sometimes). This will give you a ready made portfolio. 

https://monevator.com/passive-fund-of-funds-the-rivals/

https://www.getrichslowly.org/bull-bear-markets/

8. You can make investing as simple or as complected as you like.Hope this helps. 

Excellent, thank you very much.