Martin Lewis
MoneySavingExpert Chair, Martin Lewis · Editor, Marcus Herbert

MSE Forum

NOW OPEN: the MSE Forum 'Ask An Expert' event. This time we'd like your questions on TRAVEL & HOLIDAY DEALS. Post by Wed and deals expert MSE Oli will answer as many as he can.

Ninety months to pay off mortgage - or as near as dammit!

edited 23 May 2021 at 6:55PM in Mortgage-free wannabe
731 replies 28.2K views
12357…74

Replies

  • skint_spiceskint_spice Forumite
    12K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    What makes my heart sing?  Travel and seeing different sights.  Not even necessarily to different countries within Scotland is great too, walking, running and wild swimming none of which cost anything really.  I have decided to set up a separate count and scoop some slush money in here each month in order to fund wee trips home and abroad.  There are many places to do as a day trip but not all possible, I did manage a wee meet up with Beanie earlier this year when I went to visit beautiful lavender fields up her way.


    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £6329/10000 CC £3080 Emergency fund target 13% achieved 
  • beanieloubeanielou Forumite, Ambassador
    84.5K Posts
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Ambassador
    Yah.
    Great idea.
    It was lovely to see you.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected] All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 2 lbs.
  • savingholmessavingholmes Forumite
    24.1K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Definitely sounds like a good plan. Makes life worth living and gives you memories to see you through hard times
    Target 1) Prioritise health & social connection 2) Write regularly 51,745/70,000 words Book 2 and 10,787/70,000 Priestess book, 44,000/95000 Memoir Prep 3) Get to £10K EF/Savings Now £6,291 4) MFW starting at £201,999 Nov 21 with 264 245 payments to go. Now £189,678 5) Mortgage neutral progress via pension £3,687 invested since Nov 21 6) Declutter 7) Invest in fun and frolics - and not just future self! 8) CC Debt free April 22 (now stay that way!!)
  • skint_spiceskint_spice Forumite
    12K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Separate savings account has now been sidelined as a "fun account", so I can use this without feeling guilty for trips away and leisure purchases :)
    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £6329/10000 CC £3080 Emergency fund target 13% achieved 
  • savingholmessavingholmes Forumite
    24.1K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    I like it and I think it will help you stay on track
    Target 1) Prioritise health & social connection 2) Write regularly 51,745/70,000 words Book 2 and 10,787/70,000 Priestess book, 44,000/95000 Memoir Prep 3) Get to £10K EF/Savings Now £6,291 4) MFW starting at £201,999 Nov 21 with 264 245 payments to go. Now £189,678 5) Mortgage neutral progress via pension £3,687 invested since Nov 21 6) Declutter 7) Invest in fun and frolics - and not just future self! 8) CC Debt free April 22 (now stay that way!!)
  • skint_spiceskint_spice Forumite
    12K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    I keep watching gardening programmes - I need an improved savings plan!
    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £6329/10000 CC £3080 Emergency fund target 13% achieved 
  • savingholmessavingholmes Forumite
    24.1K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Start with seeds - can get a lot of flowers / veg from a few seeds
    Target 1) Prioritise health & social connection 2) Write regularly 51,745/70,000 words Book 2 and 10,787/70,000 Priestess book, 44,000/95000 Memoir Prep 3) Get to £10K EF/Savings Now £6,291 4) MFW starting at £201,999 Nov 21 with 264 245 payments to go. Now £189,678 5) Mortgage neutral progress via pension £3,687 invested since Nov 21 6) Declutter 7) Invest in fun and frolics - and not just future self! 8) CC Debt free April 22 (now stay that way!!)
  • skint_spiceskint_spice Forumite
    12K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    savingholmes said:
    Start with seeds - can get a lot of flowers / veg from a few seeds
    It's hard landscaping type issues... I want new fencing, slabs up and replaced, raised beds and then trees, plants etc
    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £6329/10000 CC £3080 Emergency fund target 13% achieved 
  • savingholmessavingholmes Forumite
    24.1K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Can you do it in stages? Start with pots in hard landscaping?
    Target 1) Prioritise health & social connection 2) Write regularly 51,745/70,000 words Book 2 and 10,787/70,000 Priestess book, 44,000/95000 Memoir Prep 3) Get to £10K EF/Savings Now £6,291 4) MFW starting at £201,999 Nov 21 with 264 245 payments to go. Now £189,678 5) Mortgage neutral progress via pension £3,687 invested since Nov 21 6) Declutter 7) Invest in fun and frolics - and not just future self! 8) CC Debt free April 22 (now stay that way!!)
  • skint_spiceskint_spice Forumite
    12K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    savingholmes said:
    Can you do it in stages? Start with pots in hard landscaping?
    I will have to😂 too many ideas, I shall start making plans and researching sources.
    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £6329/10000 CC £3080 Emergency fund target 13% achieved 
Sign In or Register to comment.
Latest MSE News and Guides

Energy Price Cap change

Martin Lewis on what it means for you

MSE News

Best £1 you've ever spent?

Share your most impressive bargains

MSE Forum

New MSE Forum avatars available

Try 'em out now

MSE Forum
Sign In · Join