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Ninety months to pay off mortgage - or as near as dammit!

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  • teapot2
    teapot2 Posts: 3,296 Forumite
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    Good news  :)
  • skint_spice
    skint_spice Posts: 12,824 Forumite
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    teapot2 said:
    Good news  :)
    Thanks teapot, nice to see you pop by, I hope all is well with you.
    Mortgage End Date: Apr 36/Aiming for Aug 28/Current Mar 35

    Mortgage OP 2024 £4050/7000

    Mortgage balance: £49972

    Make £100 extra a month: July £12 Boiler £376/2000

    46 pay days until freedom!
  • skint_spice
    skint_spice Posts: 12,824 Forumite
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    edited 25 June 2021 at 6:38PM
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    Finally worked out how to bookmark my diary so I can find it again...

    Moving house has proved very spendy, savings are in great need of replenishment.  This is going to be my main focus moving forward for the next few months while keeping up with the planned mortgage overpayments.  I have taken on some overtime at work but I think it's time to batten down the hatches and STOP SPENDING!  Aim is to save £2000 by Christmas.  
     
    Mortgage End Date: Apr 36/Aiming for Aug 28/Current Mar 35

    Mortgage OP 2024 £4050/7000

    Mortgage balance: £49972

    Make £100 extra a month: July £12 Boiler £376/2000

    46 pay days until freedom!
  • SpendingPennies
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    Just saying hi and good luck. Your dates and timescales are the same as ours. 
    New to all this!
    Mortgage balance 01/01/21 £181,400. Scheduled repayment date Aug 2036. 
    Target savings to overpay in 2021 £12,000
    Progress to date  £7105/£12,000 
  • penny*pincher_2
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    Just stopping to say hello and I will be following with interest. 

    I have the same dream of retiring whilst young enough to enjoy it.... just started my own mortgage too... but I have a long way to go!! 
  • skint_spice
    skint_spice Posts: 12,824 Forumite
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    Just saying hi and good luck. Your dates and timescales are the same as ours. 
    Just stopping to say hello and I will be following with interest. 

    I have the same dream of retiring whilst young enough to enjoy it.... just started my own mortgage too... but I have a long way to go!! 
    Thank you both for popping in, it's good when you find a diary that matches your time scale isn't it?  Hopefully this will be achievable for all of us!
    Mortgage End Date: Apr 36/Aiming for Aug 28/Current Mar 35

    Mortgage OP 2024 £4050/7000

    Mortgage balance: £49972

    Make £100 extra a month: July £12 Boiler £376/2000

    46 pay days until freedom!
  • beanielou
    beanielou Posts: 91,407 Ambassador
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    Great start  :)
    With you on the stopping spending.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • skint_spice
    skint_spice Posts: 12,824 Forumite
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    beanielou said:
    Great start  :)
    With you on the stopping spending.
    Join me then Beanie - we shall overcome our spending demons.
    Mortgage End Date: Apr 36/Aiming for Aug 28/Current Mar 35

    Mortgage OP 2024 £4050/7000

    Mortgage balance: £49972

    Make £100 extra a month: July £12 Boiler £376/2000

    46 pay days until freedom!
  • beanielou
    beanielou Posts: 91,407 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    We will skint  :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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