Ninety months to pay off mortgage - or as near as dammit!

edited 23 May 2021 at 6:55PM in Mortgage-free wannabe
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  • teapot2teapot2 Forumite
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    Good news  :)
  • skint_spiceskint_spice Forumite
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    teapot2 said:
    Good news  :)
    Thanks teapot, nice to see you pop by, I hope all is well with you.
    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current Jul 35

    Car loan £6493/10000 CC £3080 Emergency fund target 13% achieved 
  • edited 25 June 2021 at 6:38PM
    skint_spiceskint_spice Forumite
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    edited 25 June 2021 at 6:38PM
    Finally worked out how to bookmark my diary so I can find it again...

    Moving house has proved very spendy, savings are in great need of replenishment.  This is going to be my main focus moving forward for the next few months while keeping up with the planned mortgage overpayments.  I have taken on some overtime at work but I think it's time to batten down the hatches and STOP SPENDING!  Aim is to save £2000 by Christmas.  
     
    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current Jul 35

    Car loan £6493/10000 CC £3080 Emergency fund target 13% achieved 
  • SpendingPenniesSpendingPennies Forumite
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    Just saying hi and good luck. Your dates and timescales are the same as ours. 
    New to all this!
    Mortgage balance 01/01/21 £181,400. Scheduled repayment date Aug 2036. 
    Target savings to overpay in 2021 £12,000
    Progress to date  £7105/£12,000 
  • penny*pincher_2penny*pincher_2 Forumite
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    Just stopping to say hello and I will be following with interest. 

    I have the same dream of retiring whilst young enough to enjoy it.... just started my own mortgage too... but I have a long way to go!! 
  • skint_spiceskint_spice Forumite
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    Just saying hi and good luck. Your dates and timescales are the same as ours. 
    Just stopping to say hello and I will be following with interest. 

    I have the same dream of retiring whilst young enough to enjoy it.... just started my own mortgage too... but I have a long way to go!! 
    Thank you both for popping in, it's good when you find a diary that matches your time scale isn't it?  Hopefully this will be achievable for all of us!
    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current Jul 35

    Car loan £6493/10000 CC £3080 Emergency fund target 13% achieved 
  • beanieloubeanielou Forumite, Ambassador
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    Great start  :)
    With you on the stopping spending.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected] All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 2 lbs.
  • skint_spiceskint_spice Forumite
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    beanielou said:
    Great start  :)
    With you on the stopping spending.
    Join me then Beanie - we shall overcome our spending demons.
    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current Jul 35

    Car loan £6493/10000 CC £3080 Emergency fund target 13% achieved 
  • beanieloubeanielou Forumite, Ambassador
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    We will skint  :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected] All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 2 lbs.
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