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Ninety months to pay off mortgage - or as near as dammit!

edited 23 May 2021 at 6:55PM in Mortgage-free wannabe
730 replies 28.2K views
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  • skint_spiceskint_spice Forumite
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    Another month and another payment towards freedom :smile:

    Failed miserably at not spending money but clean slate and starting again.  Must go look for things to sell too.
    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £6329/10000 CC £3080 Emergency fund target 13% achieved 
  • beanieloubeanielou Forumite, Ambassador
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    I am going for a no unessential spending in JUly!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected] All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 2 lbs.
  • skint_spiceskint_spice Forumite
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    beanielou said:
    I am going for a no unessential spending in JUly!
    I started badly but I shall hop on board for the rest of the month.  I really don't need the lovely earrings I was just looking at...
    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £6329/10000 CC £3080 Emergency fund target 13% achieved 
  • beanieloubeanielou Forumite, Ambassador
    84.5K Posts
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
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    & I don't need a lovely EB chilly water bottle with hearts on.  Oh no I don't!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected] All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 2 lbs.
  • skint_spiceskint_spice Forumite
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    beanielou said:
    & I don't need a lovely EB chilly water bottle with hearts on.  Oh no I don't!!
    Oh that sounds lovely!  I am not googling it :smiley:

    A wee bit more towards savings today but spent a wee bit last night while on a break on shift... sigh... I shall be better.


    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £6329/10000 CC £3080 Emergency fund target 13% achieved 
  • skint_spiceskint_spice Forumite
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    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Another month which should be one I feel rich as I have two pays but I think the extra will be going toward car repairs :(

    But another month off the mortgage so all good.
    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £6329/10000 CC £3080 Emergency fund target 13% achieved 
  • beanieloubeanielou Forumite, Ambassador
    84.5K Posts
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Ambassador
    Boo to the car  :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected] All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 2 lbs.
  • skint_spiceskint_spice Forumite
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    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    beanielou said:
    Boo to the car  :(
    There's always something isn't there?  Hoping if I do it now i might get another year or two out of it without too many problems.

    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £6329/10000 CC £3080 Emergency fund target 13% achieved 
  • skint_spiceskint_spice Forumite
    12K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Car still not fixed maybe next week...

    Another mortgage payment and overpayment done and now at January 36 - looking forward to seeing it flip into the previous year in a couple of months. 

    Need to get ebaying and sell my old junk/treasures and build my savings and declutter.  I am going to aim to make £50 a month at this, it's not much but it's £600 a year after all...

    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £6329/10000 CC £3080 Emergency fund target 13% achieved 
  • beanieloubeanielou Forumite, Ambassador
    84.5K Posts
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Ambassador
    Blooming cars  :rage:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected] All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 2 lbs.
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