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Ninety months to pay off mortgage - or as near as dammit!

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  • skint_spice
    skint_spice Posts: 12,829 Forumite
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    Another month and another payment towards freedom :smile:

    Failed miserably at not spending money but clean slate and starting again.  Must go look for things to sell too.
    Mortgage End Date: Apr 36/Aiming for Aug 28/Current Mar 35

    Mortgage OP 2024 £4050/7000

    Mortgage balance: £49972

    Make £100 extra a month: July £12 Boiler £376/2000

    46 pay days until freedom!
  • beanielou
    beanielou Posts: 91,446 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    I am going for a no unessential spending in JUly!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • skint_spice
    skint_spice Posts: 12,829 Forumite
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    beanielou said:
    I am going for a no unessential spending in JUly!
    I started badly but I shall hop on board for the rest of the month.  I really don't need the lovely earrings I was just looking at...
    Mortgage End Date: Apr 36/Aiming for Aug 28/Current Mar 35

    Mortgage OP 2024 £4050/7000

    Mortgage balance: £49972

    Make £100 extra a month: July £12 Boiler £376/2000

    46 pay days until freedom!
  • beanielou
    beanielou Posts: 91,446 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    & I don't need a lovely EB chilly water bottle with hearts on.  Oh no I don't!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • skint_spice
    skint_spice Posts: 12,829 Forumite
    Name Dropper First Post Photogenic First Anniversary
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    beanielou said:
    & I don't need a lovely EB chilly water bottle with hearts on.  Oh no I don't!!
    Oh that sounds lovely!  I am not googling it :smiley:

    A wee bit more towards savings today but spent a wee bit last night while on a break on shift... sigh... I shall be better.


    Mortgage End Date: Apr 36/Aiming for Aug 28/Current Mar 35

    Mortgage OP 2024 £4050/7000

    Mortgage balance: £49972

    Make £100 extra a month: July £12 Boiler £376/2000

    46 pay days until freedom!
  • skint_spice
    skint_spice Posts: 12,829 Forumite
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    Another month which should be one I feel rich as I have two pays but I think the extra will be going toward car repairs :(

    But another month off the mortgage so all good.
    Mortgage End Date: Apr 36/Aiming for Aug 28/Current Mar 35

    Mortgage OP 2024 £4050/7000

    Mortgage balance: £49972

    Make £100 extra a month: July £12 Boiler £376/2000

    46 pay days until freedom!
  • beanielou
    beanielou Posts: 91,446 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Options
    Boo to the car  :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • skint_spice
    skint_spice Posts: 12,829 Forumite
    Name Dropper First Post Photogenic First Anniversary
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    beanielou said:
    Boo to the car  :(
    There's always something isn't there?  Hoping if I do it now i might get another year or two out of it without too many problems.

    Mortgage End Date: Apr 36/Aiming for Aug 28/Current Mar 35

    Mortgage OP 2024 £4050/7000

    Mortgage balance: £49972

    Make £100 extra a month: July £12 Boiler £376/2000

    46 pay days until freedom!
  • skint_spice
    skint_spice Posts: 12,829 Forumite
    Name Dropper First Post Photogenic First Anniversary
    Options
    Car still not fixed maybe next week...

    Another mortgage payment and overpayment done and now at January 36 - looking forward to seeing it flip into the previous year in a couple of months. 

    Need to get ebaying and sell my old junk/treasures and build my savings and declutter.  I am going to aim to make £50 a month at this, it's not much but it's £600 a year after all...

    Mortgage End Date: Apr 36/Aiming for Aug 28/Current Mar 35

    Mortgage OP 2024 £4050/7000

    Mortgage balance: £49972

    Make £100 extra a month: July £12 Boiler £376/2000

    46 pay days until freedom!
  • beanielou
    beanielou Posts: 91,446 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Options
    Blooming cars  :rage:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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