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Deeds - how long are they taking?

Alicefward
Posts: 16 Forumite

I wondered if anyone has completed recently and received their new title deeds? I understand land registry is really busy but we completed early January and would have expected them from our solicitor by now. I have also asked our solicitor but grateful for any personal experience anyone could share. Thanks.
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Comments
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Some are taking more than a year - depends on exactly what you've bought (new build, unregistered, transfer of part, transfer of whole etc).1
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I only received a copy of mine on Friday and we completed first week of October 2020.You can also pay and download them yourself for £3 from the land registry website when they’re available.1
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I completed august 2020 and still received nothing upto now.Mortgage started August 2020 £69,700
Mortgage ends Aug 2050 MFW: Aug 2027
Current Balance: £58,678
MFW2020 #156 £723.13
MFW2021 #26 £1184.71
MFW2022 #11 £197.87
MFW2023 £785
MFW 2024 £528.15Determined to make it!1 -
Wait times will always vary from completion through to registration being confirmed and indeed you being told by your solicitor.Why? Well first off a solicitor doesn’t apply immediately. Some may do or indeed try but timings vary from same day to as long as 6-8 weeks in some cases depending on not just the solicitor but also third parties who may be involved including redeemed mortgage lender. No one property purchase is the same but most are submitted 2-4 weeks after completion in my experienceOnce we’ve got it, and as Tiglet2 posts, the type of purchase impacts on how long it waits before we process it. Vast majority of purchases are registered within 5/6 weeks currently from day of receipt as they are of an already registered title so new owner and mortgage being added to an existing register.Some will wait longer as the application is incomplete or something awry. How long depends on how quickly the solicitor can correct things and then how quickly we can then reconsider it. About 1 in 7 have something wrong.If it’s a new build, new lease or a first registration then the wait time is several months currently. Those applications are more complex and take more time to complete but much of the time is wait time at our end. However 1 out of every 2 are incomplete so the frequency of double (or more) handling increases and so can wait times as a result.So if you completed early January and it was an already registered property you shouldn’t be too far off hearing soon. If it’s a new build etc you’ve got a long wait left.Your solicitor can usually check and confirm submission date, wait times, delays and more via their secure portal.Does it matter how long? Of course it does and not just from a reassurance aspect.From a legal perspective you became the owner when you completed. You’ll have moved in normally and how long before the ‘paperwork’ is done doesn’t change that. The purchase will have been protected prior to completing and submission of the application to register adds to that protection and priority.
Hopefully your solicitor will confirm things for you shortly but if they don’t then just hold on until they do“Official Company Representative
I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"2 -
We completed on 14th December, and had confirmation of deed registration on 4th March.1
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Thanks all - very helpful.0
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Land_Registry said:Why? Well first off a solicitor doesn’t apply immediately. Some may do or indeed try but timings vary from same day to as long as 6-8 weeks in some cases depending on not just the solicitor but also third parties who may be involved including redeemed mortgage lender. No one property purchase is the same but most are submitted 2-4 weeks after completion in my experience0
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4ppleseed said:Land_Registry said:Why? Well first off a solicitor doesn’t apply immediately. Some may do or indeed try but timings vary from same day to as long as 6-8 weeks in some cases depending on not just the solicitor but also third parties who may be involved including redeemed mortgage lender. No one property purchase is the same but most are submitted 2-4 weeks after completion in my experience0
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4ppleseed said:Land_Registry said:Why? Well first off a solicitor doesn’t apply immediately. Some may do or indeed try but timings vary from same day to as long as 6-8 weeks in some cases depending on not just the solicitor but also third parties who may be involved including redeemed mortgage lender. No one property purchase is the same but most are submitted 2-4 weeks after completion in my experienceWait times matter re length when there’s a linked/dependent transaction. Nobody need wait 8 weeks if that urgency exists.What’s the title number involved? I can then give you a real-time idea which may help you as well as explain what I mean in general terms“Official Company Representative
I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"0 -
@4ppleseed - did you see my reply?“Official Company Representative
I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"0
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