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HSBC Mortgage application timelines
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@Tashco were they all hard checks, or some soft?0
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@propertyhunter all hard searches but for some strange reason they then deleted some of them. Didn’t even know that was possible0
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How can you see the searches in real time?0
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@[Deleted User] I had emails went on my equifax told me they done searches then another email to say the searches have seen deleted so there’s no actual footprint left on my report0
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I’m sure credit karma sends email alerts aswell saying “did you apply for credit, a search has been done” etc etc
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The only report it was noted on is equifax. My Experian doesn’t update yet as I have the free version only updates once a month. I’m not a hsbc banking customer, are you able to track your application? It’s forever kicking me off and not letting me look -_-
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Are you able to track via hsbc banking if you submitted via a broker? I am not a customer but my wife is!0
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I done It direct on their website, no way of tracking0
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Contact the broker mine told me they could see updates and would let me know if anything significant happened.Jello123 said:Are you able to track via hsbc banking if you submitted via a broker? I am not a customer but my wife is!
Just to add my broker stated HSBC were extremely busy with lots of applications!0 -
We received an email from HSBC last night with offer docs and a message that we’d get a text with the password to view the docs. The text only just came through this morning, but it’s all there. So our offer is in! I wasn’t sure if we’d hear anything direct from HSBC as we have been going through a broker, but we have, so that is really good. Good luck to everyone else going through the process. Here’s our timeline:
26 Jan: Broker submitted our application to HSBC
31 Jan: original date for in person valuation, which was cancelled and rescheduled for following day
1 Feb: in person valuation
3 Feb: news from broker that HSBC have accepted and approved the valuation
5 Feb: email offer received
6 Feb: text received2017 - New start! Looking to spend less and clear my debt2
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