Yorkshire and Clydesdale Bank Direct Current Account

colsten

Rich2808 said:
 I presume they will force you to move to the Virgin app too?

You can operate the M Plus without the app. Although they encourage you to use it, and in my experience, operating the account through the app is actually way slicker and easier than through online banking. 

Eco_Miser

Well, my Yorkshire Bank account dates back to 1970, it will be weird saying my Virgin Money M Plus account is 50 years old.

It is actually the one my pensions are paid into, so there was never any difficulty meeting the £1000 a month pay-in. I need £2000 sitting in the account at the month end, ready for SOs on the 1st, so there's going to be lots of money NOT earning interest. Either I go back to shuffling money just in time between savings account and payment account, or I leave £1000 in at all times, and let the mid-month pension payments stay where they arrive, earning nothing, until they are needed.

Reading the T&Cs, there is nothing about re-trying SOs and DDs if there are insufficient funds, just about charging interest on an unarranged overdraft, or a £4 fee for declining the transaction.

And then there's all that red, traditionally associated with danger, error, and overdrawn accounts.

Rich2808

Eco_Miser said:

Well, my Yorkshire Bank account dates back to 1970, it will be weird saying my Virgin Money M Plus account is 50 years old.

It is actually the one my pensions are paid into, so there was never any difficulty meeting the £1000 a month pay-in. I need £2000 sitting in the account at the month end, ready for SOs on the 1st, so there's going to be lots of money NOT earning interest. Either I go back to shuffling money just in time between savings account and payment account, or I leave £1000 in at all times, and let the mid-month pension payments stay where they arrive, earning nothing, until they are needed.

Reading the T&Cs, there is nothing about re-trying SOs and DDs if there are insufficient funds, just about charging interest on an unarranged overdraft, or a £4 fee for declining the transaction.

And then there's all that red, traditionally associated with danger, error, and overdrawn accounts.

Yes - I will miss the lovely Yorkshire bank blue!
I am afraid the name 'M' plus account just makes me think of Dame Judi Dench in the Bond films! Dame Judi is of course also from Yorkshire!

veryintrigued

veryintrigued said:

Thanks for the heads-up.

At least the monthly money cycling can stop on this account.

Anyone else still waiting for this notification (for the Yorkshire Bank)

Rich2808

veryintrigued said:

veryintrigued said:

Thanks for the heads-up.

At least the monthly money cycling can stop on this account.

Anyone else still waiting for this notification (for the Yorkshire Bank)

I thought I hadn't received it but it was in my spam inbox - last Friday afternoon. So check there?
The email headed  'a brighter current account is on its way' and the subject box says 'brighter money is around the corner'.
The Virgin red is certainly brighter than the Yorkshire blue I suppose!

veryintrigued

Rich2808 said:

veryintrigued said:

veryintrigued said:

Thanks for the heads-up.

At least the monthly money cycling can stop on this account.

Anyone else still waiting for this notification (for the Yorkshire Bank)

I thought I hadn't received it but it was in my spam inbox - last Friday afternoon. So check there?
The email headed  'a brighter current account is on its way' and the subject box says 'brighter money is around the corner'.
The Virgin red is certainly brighter than the Yorkshire blue I suppose!

Yeah nothing (apart an email purporting from the Television License Authority).

[Deleted User]

Rich2808 said:

veryintrigued said:

veryintrigued said:

Thanks for the heads-up.

At least the monthly money cycling can stop on this account.

Anyone else still waiting for this notification (for the Yorkshire Bank)

I thought I hadn't received it but it was in my spam inbox - last Friday afternoon. So check there?
The email headed  'a brighter current account is on its way' and the subject box says 'brighter money is around the corner'.
The Virgin red is certainly brighter than the Yorkshire blue I suppose!

Yorkshire Bank has really been Clydesdale Bank red since 2001

https://www.legislation.gov.uk/ukla/2001/5/enacted

Eco_Miser

Deleted User said:

Rich2808 said:

veryintrigued said:

veryintrigued said:

Thanks for the heads-up.

At least the monthly money cycling can stop on this account.

Anyone else still waiting for this notification (for the Yorkshire Bank)

I thought I hadn't received it but it was in my spam inbox - last Friday afternoon. So check there?
The email headed  'a brighter current account is on its way' and the subject box says 'brighter money is around the corner'.
The Virgin red is certainly brighter than the Yorkshire blue I suppose!

Yorkshire Bank has really been Clydesdale Bank red since 2001

https://www.legislation.gov.uk/ukla/2001/5/enacted

Yorkshire Bank has been a brand of Clydesdale Bank PLC since 2001, but it has been a blue brand, not a red brand.

veryintrigued

veryintrigued said:

veryintrigued said:

Thanks for the heads-up.

At least the monthly money cycling can stop on this account.

Anyone else still waiting for this notification (for the Yorkshire Bank)

Still nothing here.

Maybe it's just me!!

veryintrigued

Still nothing here but just bumping for next week to either empty £3k to £1k or even more £1k.

Cheers