£99.99 Amazon charge on Barclaycard.

KylieJones

This is very goof

Carrot007

pbartlett said:

@Carrot007 was on amazon.co.uk - no gift card just normal amazon cc transaction. Added us address and off it went - postage was a shock.though

Very strange. Though maybe they use less checks on a gift voucher as they expect it will likely be sent to a different address.

Not a good idea IMO, but their choice I guess.

Really how much extra spending do they get by not asking for the full card number again to check, not many I bet, people may not have all cards to hand, but they can always add the one they do!

Though if you were logged in previously and it was from the same IP range maybe that's enough checks for them.

teamgb

Barclaycard have now refunded the £99.99 to my account and agreed to cancel the card at my request. So hopefully that is the end of my problem apart from the fact I still do not know how someone was able to put the charge on my card.

Thank you all and stay safe.

Emmia

niktheguru said:

born_again said:

FaceHead said:

Amazon is a real hotspot for card fraud as they don't require the CVV. A fraudster who has managed to get hold of a picture of one side of the card can use it on Amazon but no where else. 

Are they?
As someone who deals with card fraud. Amazon are a company we very rarely see fraud to. As someone else posted, the vast majority of cases are contested by Amazon and turn out to be a family member, who's card has expired. So it then defaults to the next card on their list.

My wife had about 4 fraudulent amazon transactions on her amex in the last year. Luckily I check her bills, as all our amazon shopping goes through my card which is a different account. Amex were excellent, refunded the money straight away and there were no issues.

Why doesn't your wife check her own bills? I wouldn't let my husband "check my bills" and if he decided wanted to, I'd see that as controlling behaviour...

phillw

Emmia said:
Why doesn't your wife check her own bills? I wouldn't let my husband "check my bills" and if he decided wanted to, I'd see that as controlling behaviour...

Maybe she doesn't have anything to conceal, trusts him & finds it boring.

[Deleted User]

Emmia said:

niktheguru said:

born_again said:

FaceHead said:

Amazon is a real hotspot for card fraud as they don't require the CVV. A fraudster who has managed to get hold of a picture of one side of the card can use it on Amazon but no where else. 

Are they?
As someone who deals with card fraud. Amazon are a company we very rarely see fraud to. As someone else posted, the vast majority of cases are contested by Amazon and turn out to be a family member, who's card has expired. So it then defaults to the next card on their list.

My wife had about 4 fraudulent amazon transactions on her amex in the last year. Luckily I check her bills, as all our amazon shopping goes through my card which is a different account. Amex were excellent, refunded the money straight away and there were no issues.

Why doesn't your wife check her own bills? I wouldn't let my husband "check my bills" and if he decided wanted to, I'd see that as controlling behaviour...

 not necessarily. I check all hubby's bills, open his mail and arrange all his appointments. If I didn't nothing would get paid or done. 

born_again

teamgb said:

Barclaycard have now refunded the £99.99 to my account and agreed to cancel the card at my request. So hopefully that is the end of my problem apart from the fact I still do not know how someone was able to put the charge on my card.

Thank you all and stay safe.

Well fingers crossed. BC will now claim the money back from Amazon as fraud. It is then down to Amazon to prove it was not. If they feel it was genuine, then they will furnish BC with the details used.

cymruchris

teamgb said:

Barclaycard have now refunded the £99.99 to my account and agreed to cancel the card at my request. So hopefully that is the end of my problem apart from the fact I still do not know how someone was able to put the charge on my card.

Thank you all and stay safe.

That's the update I was waiting to hear - sounds like a fair result - it might be one of those 'you'll never knows' but at least it's resolved from your end.