£99.99 Amazon charge on Barclaycard.

[Deleted User]

pbartlett said:

zzyzx1221 said:

williewonder said:

My housemate was able to use my card on his Amazon account and get the items delivered. This was with my permission as I don't have Amazon Prime and he does and this was his birthday present so I let him use my card. His completely trust worthy. So it is easy to use another persons card with different name with Amazon.

Another person who has the same address as you....

As far as I know, you just add a 'new shipping address' and off it goes there...

When i try and send to a new address it asks me to re enter the card details. Did when i tried to send to a gift registry list a few months ago

niktheguru

born_again said:

FaceHead said:

Amazon is a real hotspot for card fraud as they don't require the CVV. A fraudster who has managed to get hold of a picture of one side of the card can use it on Amazon but no where else. 

Are they?
As someone who deals with card fraud. Amazon are a company we very rarely see fraud to. As someone else posted, the vast majority of cases are contested by Amazon and turn out to be a family member, who's card has expired. So it then defaults to the next card on their list.

My wife had about 4 fraudulent amazon transactions on her amex in the last year. Luckily I check her bills, as all our amazon shopping goes through my card which is a different account. Amex were excellent, refunded the money straight away and there were no issues.

Carrot007

_shel said:

Carrot007 said:

_shel said:

Carrot007 said:

FaceHead said:

Amazon is a real hotspot for card fraud as they don't require the CVV. A fraudster who has managed to get hold of a picture of one side of the card can use it on Amazon but no where else. 

I wonder how that goes for new cards. Just got one and all numbers are only on the back. I'm also sure amazon ask's for a CVV when first using the card but it has been a while since I added a new card.

 I just updated my card on amazon as it expired. Obv same card number as direct replacement, only asked to update valid to date not cvv 

Still makes my point. Try adding a new card. You added a replacement. No different on many sites where you just change the expiry date.

 I see but the new card has a different cvv and payments still go through 

Which is like everywhere, as places are not meant to store the CVV ever. While some sites will ask for it on an order, most don't for stored cards. Storing the card means you trust them to use it

Carrot007

_shel said:

pbartlett said:

zzyzx1221 said:

williewonder said:

My housemate was able to use my card on his Amazon account and get the items delivered. This was with my permission as I don't have Amazon Prime and he does and this was his birthday present so I let him use my card. His completely trust worthy. So it is easy to use another persons card with different name with Amazon.

Another person who has the same address as you....

As far as I know, you just add a 'new shipping address' and off it goes there...

When i try and send to a new address it asks me to re enter the card details. Did when i tried to send to a gift registry list a few months ago

It has done this for every address I have entered as new. It is a reasonable precaution.

If someone has stolen all your details then you get problems, but that would also be true on any site, though they would need to have stolen your amazon account first as wel las first delivery can only go to the card holders address. Again reasonable steps.

Where it falls down is no one want to investigate the fraud as they could get the details of the account used from amazon and probably find a lot of fraud by people you know on their own amazon account.

zzyzx1221

pbartlett said:

zzyzx1221 said:

williewonder said:

My housemate was able to use my card on his Amazon account and get the items delivered. This was with my permission as I don't have Amazon Prime and he does and this was his birthday present so I let him use my card. His completely trust worthy. So it is easy to use another persons card with different name with Amazon.

Another person who has the same address as you....

As far as I know, you just add a 'new shipping address' and off it goes there...

Not sure what relevance that has to my response but anyway.

My point was that Amazon's own fraud prevention methods have presumably been set up to allow a card from the same address to be used, the likelihood of fraud in the manner is presumably quite low, and chances are can get easily sorted out.  Just because they allow it doesn't mean you can just input someone's credit card details from another address and they'll allow it.  So if the person was implying they're easy to defraud because they allowed a card from the same address but a different cardholder to be used, well.. I doubt it.

Regarding your comment, it's unlikely to be as easy as just adding a new shipping address.  There will again be things they are and aren't comfortable with and they will be able to query the new address when an order is placed to see if it's a match for the cardholder and could well decline if there is a mismatch (among other things)

Just because it appears to be trivial to commit fraud with Amazon, doesn't mean it actually is.

Carrot007

oldagetraveller1 said:

" I'm also sure amazon ask's for a CVV when first using the card but it has been a while since I added a new card."

I've just added a new payment credit card to my amazon account. No request for the three digit number. Other than card number, name on card and expiry date, the only other question was to confirm the cardholder's address. Possibly because I have my address and a daughter's address listed. Sometimes order stuff for her to be delivered to that address.

In all the years, many of them, of having an Amazon account(s) there has never been a requirement for CVV when adding a new payment card.  I don't know what you mean by "a while"?

Ok, I looked up the details. Amazon do not bother wirth the CVV. Some reports out there they do but I suspect it was on the banks own pop up verification and not amazon directly.

They are free to do this. Smaller companies tend to require it as otherwise the payment processor will not cover them for fraud. However there is no requirement to require it. I'm sure other companies probably decide not to use it too.

They do, as I mentioned, do a lot of other checks other companies do not. Which is probably why they are ok with it. And as I said many companies never ask for CVV after teh first time anyway (and as discussed no they do not store it, it will be a card not present transaction).

("a while", as I I have not added a new card in years.)

pbartlett

strange. i recently added my first ever new shipping address (an address in the usa) and it just accepted it and shipped there. it was only a £30 birthday gift, but even so....

Carrot007

pbartlett said:

strange. i recently added my first ever new shipping address (an address in the usa) and it just accepted it and shipped there. it was only a £30 birthday gift, but even so....

Never has for me. Were you using amazon uk? Your amazon account will log you into any amazon site in any country (possible there are restrictions in some), but they operate independently and may have differnet rules. Also could be differnet rules for prime users as well. Though as a prime user I have always been asked to verify detials on a new address. Did you use a gift balance?

northwalesd

I added a new address (on amazon.co.uk) two weeks ago (to have a friend's birthday present delivered) I wasn't asked to re-enter any details.

pbartlett

@Carrot007 was on amazon.co.uk - no gift card just normal amazon cc transaction. Added us address and off it went - postage was a shock.though