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Third time's the charm...
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Have a fantastic break LMD. Great saving on the phone switch27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51
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Have a fantastic holiday. You deserve it.
That debt free day will be here before you know it
I think 2022 will also go down as the year that something clicked for us financially and we started making proper inroads not only into paying down our debt but also in establishing a savings habit that will hopefully now last a lifetime.
Here's hoping that 2023 is just as good a year, if not better.2 -
Have a fantastic holiday! Eeek one more sleep to go!!!!Great job on the phone switch, I'm with EE but so far I haven't had any problems, I've always purchased my phone separately, albeit on 0% credit. My EE contract ends in November and then I'll be switching to a cheaper tariff for sure, and I will never buy another handset on credit again!!!!xNovember 2022 - £46,626.96 / May 2025 - £5,970.00
Debt paid off so far - £40,656.96 (87.19%)
Current Challenges:
#10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off)
Completed Challenges:
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary1 -
Have a great holiday! Yes I'm jealous 😂, but you more than deserve a break. What happens to your dog when you go away? I really want a kitten, but also to be able to travel so I don't know what happens to pets.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
He goes to stay with my sister and her husband and has his own little holiday. We also have some really good boarding kennels around here which we used for our previous dog when the sitter wasn't available. There are lots of sitters who will just take your pet into their home so they don't get distressed whilst you're away.Keedie said:Have a great holiday! Yes I'm jealous 😂, but you more than deserve a break. What happens to your dog when you go away? I really want a kitten, but also to be able to travel so I don't know what happens to pets.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
I didn’t realise that pet sitters was a thing. But that makes me feel a lot better. Bless him with his own holiday, he must love being spoiled by your sister and her husband.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
Absolutely! He loves going for walks where there are 'new sniffs' and because he's so cute and loves cuddles he gets away with more than he should haha.Keedie said:I didn’t realise that pet sitters was a thing. But that makes me feel a lot better. Bless him with his own holiday, he must love being spoiled by your sister and her husband.Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Morning guys! Early start for us today and we are now checked in at the airport.Definitely not a NSD today (duty free and all that) but I have sent £1 PAD to CC7. No holiday from PADing for me 😂
Have a great Saturday peeps
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25713 -
Have a wonderful time, you have worked so hard on your debts you deserve it x2
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Whohoo!! Safe travels and have an amazing holiday!!!!!xxNovember 2022 - £46,626.96 / May 2025 - £5,970.00
Debt paid off so far - £40,656.96 (87.19%)
Current Challenges:
#10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off)
Completed Challenges:
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary2
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