Which credit cards let you make small payments towards them by debit card?

kimwp

joyceyjo said.

The object of my original post was to find out if anyone out there has a credit card that they can pay online or on their app by an external debit card but it seems people are far more interested in the ins and outs of why🤣🤣
60 small coop payments and Halifax £500 payments

Because people want to work out if it's worth them doing

NoodleDoodleMan

joyceyjo said:

northwalesd said:

I understand the small payments from the Coop card, as they pay you for each one you make - but the Halifax? Thats just an amount, not spread over multiple payments.

The object of my original post was to find out if anyone out there has a credit card that they can pay online or on their app by an external debit card but it seems people are far more interested in the ins and outs of why🤣🤣
60 small coop payments and Halifax £500 payments

To answer your question - like you I also have a Barclaycard and can credit funds to it by any debit card. I expect the same will be the case for the majority of credit card accounts.

Those that don't will be few and far between I suspect.

I'd be interested as to a detailed breakdown of how you make the £45 monthly nice little earner.

How many Co-op bank current accounts do you hold ?

I don't have a Halifax current account, so no idea how that works out.

[Deleted User]

joyceyjo said:

Farfetch - I don’t just have 1 reward account. Besides if I make £45 from 30 mins work does that not equate to £90 an hour?

Your post still doesn't make any sense. £45 = 8 Halifax Reward accounts + 1 co-op account? They let you have that many - doubt it
Co-op is capped at £3 (+£2) so do you mean you have 8 Halifax accounts moving £500 around (which you could do by SO more easily) and then make 60 payments in 30 minutes? Payment every 30 seconds? Unlikely. More realistically, you are earning £3 for 30 minutes work sat paying £1 a time to earn 5p and the rest is some fantasy world economics where a bank lets you have 8 current accounts where you just cycle the same £500 through each one and they give you £5 a month.

joyceyjo

Deleted_User said:

joyceyjo said:

Farfetch - I don’t just have 1 reward account. Besides if I make £45 from 30 mins work does that not equate to £90 an hour?

Your post still doesn't make any sense. £45 = 8 Halifax Reward accounts + 1 co-op account? They let you have that many - doubt it
Co-op is capped at £3 (+£2) so do you mean you have 8 Halifax accounts moving £500 around (which you could do by SO more easily) and then make 60 payments in 30 minutes? Payment every 30 seconds? Unlikely. More realistically, you are earning £3 for 30 minutes work sat paying £1 a time to earn 5p and the rest is some fantasy world economics where a bank lets you have 8 current accounts where you just cycle the same £500 through each one and they give you £5 a month.

Farfetch - you really need to take a chill pill. You sound quite annoyed that I have managed to open 8 reward accounts earning me £40 per month. And no I don’t have to recycle the same £500 through all 8 or the same £1500 funding to each. But thanks for your concern. 🤣🤣🤑

NoodleDoodleMan

I'd be interested to learn the specific mechanics of how all this is achieved.

kimwp

joyceyjo said:

Deleted_User said:

joyceyjo said:

Farfetch - I don’t just have 1 reward account. Besides if I make £45 from 30 mins work does that not equate to £90 an hour?

Your post still doesn't make any sense. £45 = 8 Halifax Reward accounts + 1 co-op account? They let you have that many - doubt it
Co-op is capped at £3 (+£2) so do you mean you have 8 Halifax accounts moving £500 around (which you could do by SO more easily) and then make 60 payments in 30 minutes? Payment every 30 seconds? Unlikely. More realistically, you are earning £3 for 30 minutes work sat paying £1 a time to earn 5p and the rest is some fantasy world economics where a bank lets you have 8 current accounts where you just cycle the same £500 through each one and they give you £5 a month.

Farfetch - you really need to take a chill pill. You sound quite annoyed that I have managed to open 8 reward accounts earning me £40 per month. And no I don’t have to recycle the same £500 through all 8 or the same £1500 funding to each. But thanks for your concern. 🤣🤣🤑

So, if the 60 payments take 30 mins (or let's say 68 payments, with eight for your eight reward accounts), that's £11 an hour rate for your coop efforts?

joyceyjo

kimwp said:

joyceyjo said:

Deleted_User said:

joyceyjo said:

Farfetch - I don’t just have 1 reward account. Besides if I make £45 from 30 mins work does that not equate to £90 an hour?

Your post still doesn't make any sense. £45 = 8 Halifax Reward accounts + 1 co-op account? They let you have that many - doubt it
Co-op is capped at £3 (+£2) so do you mean you have 8 Halifax accounts moving £500 around (which you could do by SO more easily) and then make 60 payments in 30 minutes? Payment every 30 seconds? Unlikely. More realistically, you are earning £3 for 30 minutes work sat paying £1 a time to earn 5p and the rest is some fantasy world economics where a bank lets you have 8 current accounts where you just cycle the same £500 through each one and they give you £5 a month.

Farfetch - you really need to take a chill pill. You sound quite annoyed that I have managed to open 8 reward accounts earning me £40 per month. And no I don’t have to recycle the same £500 through all 8 or the same £1500 funding to each. But thanks for your concern. 🤣🤣🤑

So, if the 60 payments take 30 mins (or let's say 68 payments, with eight for your eight reward accounts), that's £11 an hour rate for your coop efforts?

And how much do you earn sitting on your unpaid lunch break eating your lunch in the office reading Twitter?

kimwp

joyceyjo said:

kimwp said:

joyceyjo said:

Deleted_User said:

joyceyjo said:

Farfetch - I don’t just have 1 reward account. Besides if I make £45 from 30 mins work does that not equate to £90 an hour?

Your post still doesn't make any sense. £45 = 8 Halifax Reward accounts + 1 co-op account? They let you have that many - doubt it
Co-op is capped at £3 (+£2) so do you mean you have 8 Halifax accounts moving £500 around (which you could do by SO more easily) and then make 60 payments in 30 minutes? Payment every 30 seconds? Unlikely. More realistically, you are earning £3 for 30 minutes work sat paying £1 a time to earn 5p and the rest is some fantasy world economics where a bank lets you have 8 current accounts where you just cycle the same £500 through each one and they give you £5 a month.

Farfetch - you really need to take a chill pill. You sound quite annoyed that I have managed to open 8 reward accounts earning me £40 per month. And no I don’t have to recycle the same £500 through all 8 or the same £1500 funding to each. But thanks for your concern. 🤣🤣🤑

So, if the 60 payments take 30 mins (or let's say 68 payments, with eight for your eight reward accounts), that's £11 an hour rate for your coop efforts?

And how much do you earn sitting on your unpaid lunch break eating your lunch in the office reading Twitter?

Is that a yes?

GrumpyDil

Does it really matter. The coop account isn't worth it to me but if someone wants to sit and process some multiple payments in their dead time (for want of a better word) good for them. 

kimwp

GrumpyDil said:

Does it really matter. The coop account isn't worth it to me but if someone wants to sit and process some multiple payments in their dead time (for want of a better word) good for them. 

It matters enough that I wrote the question and am interested in the answer.