Which credit cards let you make small payments towards them by debit card?

joyceyjo

I’m looking to get myself a 0% credit card for purchases to replace a Sainsbury’s one I have. Just wanted to know if anyone out there can update me on which credit cards on the market let you make small payments to them by debit card? I usually send debit card payments to my sainsbury card to meet requirements by cooperative bank account and Halifax reward accounts.
I already have a Barclay card which lets you pay by debit card as does an old creation card . However I want a new 0% for purchases. Anyone know if hsbc , virgin money, Tesco , marksies, Mbna, capital one lets you make payments of say £1 by debit card to the credit card online or on the app?

sleepyjones

I would imagine most, if not all, cards will allow to make manual payments with a debit card?
There might be a minimum amount (of say £5), but other than that I think you're fine to go with any card,  just do an eligibility check and see what they say.

sourcrates

Paying by debt card is nothing special, however I`m curious as to why on earth you want to do that for such a small amount ?

Your payment is due once your statement is produced, and will be for an amount anywhere between the minimum payment, and the full balance, why would you randomly want to pay £1 ?

sleepyjones

"to meet requirements by cooperative bank account and Halifax reward accounts" ??

MrFrugalFever

sleepyjones said:

"to meet requirements by cooperative bank account and Halifax reward accounts" ??

I believe the OP was suggesting they use their coop bank account and Halifax account to ensure the minimum amount is paid on their Sainsburys CC.

in my experience, tesco CC allows you to log in to internet banking and make overpayments via debit card at any time for as little as 1p.

not sure on others but I would suggest most do and if not then a bank transfer using their bank account details supplied on statement and your cards 16 digit number as reference for payment is usually an alternative.

joyceyjo

The co-op bank account dictates that I have to carry out 60 debit card payments to receive cash rewards - so60 x £1+ payments made towards my 0% Sainsbury’s credit card balance. Halifax rewards curr accounts- you have to spend at least £500 per mth on debit card to get cash rewards. All been working fine except my 0% rate due to finish on my Sainsbury’s credit card soon so I’m just going to settle the balance in full but I’m now looking for another 0% card that lets you pay small payments towards it by debit card

sleepyjones

That's madness  

joyceyjo

Easy money 😀

[Deleted User]

Sitting there on a night making 60x £1 payments... Crazy.

cymruchris

joyceyjo said:

Easy money 😀

Slow money.

joyceyjo

Not sure Lee where you get the idea I’m sitting at night making 60 payments🤣
15 mins tops on my lunch break at work. Beats sitting looking at computer screen