Bereavement and State Pension Repayment

NedS

Gorf123 said:

NedS said:

Sorry for your loss.

I'm not an expert on such matters, but surely everyone has an estate. You mention everything in joint name. With whom - her partner/spouse? What assets / debts did she have? I assume the amount would pass to her estate as a debt and DWP will wait their turn along with all other claims on her estate to be settled in probate by the executor. Did she have a will?

It is frequent for someone to die with no estate, especially someone from a generation where nothing except a house would be bounght on credit, and all income went into a joint bank account.

Everyone has an estate - it consists of everything they own that has value. For some people that value may be very small (little more than the personal possessions they own). The estate may be insolvent if the debts are larger than the value but the process is the same.

https://www.bereavementadvice.org/topics/probate-and-legal/insolvent-estates/

sheramber

Gorf123 said:

Not sure why his estate needed to pay back one day. Pension calculations used to be weekly in advance, then they were weekly in arrears, currently they are daily in arrears. The calculation regime you start on is the one you keep for your retirement.

The payment frequency for all of them might be weekly, fortnightly, four weekly, quarterly or annually.

I just know my mother was disgusted that they did.