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Ballistic87

AdrianC said:

Ballistic87 said:

Recieved this email today. 

Have viewed the dashcam/cctv as per our discussion yesterday, 

This is clearly your vehicle seen in the video. There is a nice clear close up of your vehicle reg and it matches make, model and colour of your vehicle from the time of the incident. 

The video is from the bus directly and it shows it pulling down a road which has two lanes, one for oncoming traffic. The bus slows up in heavy traffic and your vehicle is shown trying to overtake the slow moving bus but going down the side of road with oncoming traffic. Your vehicle pulls up to where the bus is and tries to cut the bus off due to their being no space and this is where the impact happens. The bus lets your vehicle in because the driver wants to exchange details and this is where we get the clear view of your vehicle registration. Your vehicle stops at a bus stop and the driver gets out and your vehicle drives away from the scene. 

Now due to DPA rules I do not think you will ever get a chance to view this footage although I have put in a request for you and in my opinion it would be a waste of time and money to fight this because you would have to prove your vehicle was not the one that caused the accident when it clearly was. If as you say your vehicle plates were cloned you would have to take that down the criminal route and then proceed with the civil route after and that is going to be next to impossible to do.  

And as for these "unique bits of kit" fitted to your car?

Certain stickers, number plate styling, tints etc nothing that would warrant a huge fuss about void insurance if not declared,  if that’s what your trying to get at 

Sandtree

Ballistic87 said:

AdrianC said:

Ballistic87 said:

Recieved this email today. 

Have viewed the dashcam/cctv as per our discussion yesterday, 

This is clearly your vehicle seen in the video. There is a nice clear close up of your vehicle reg and it matches make, model and colour of your vehicle from the time of the incident. 

The video is from the bus directly and it shows it pulling down a road which has two lanes, one for oncoming traffic. The bus slows up in heavy traffic and your vehicle is shown trying to overtake the slow moving bus but going down the side of road with oncoming traffic. Your vehicle pulls up to where the bus is and tries to cut the bus off due to their being no space and this is where the impact happens. The bus lets your vehicle in because the driver wants to exchange details and this is where we get the clear view of your vehicle registration. Your vehicle stops at a bus stop and the driver gets out and your vehicle drives away from the scene. 

Now due to DPA rules I do not think you will ever get a chance to view this footage although I have put in a request for you and in my opinion it would be a waste of time and money to fight this because you would have to prove your vehicle was not the one that caused the accident when it clearly was. If as you say your vehicle plates were cloned you would have to take that down the criminal route and then proceed with the civil route after and that is going to be next to impossible to do.  

And as for these "unique bits of kit" fitted to your car?

Certain stickers, number plate styling, tints etc nothing that would warrant a huge fuss about void insurance if not declared,  if that’s what your trying to get at 

Tinted windows is certainly something insurers would want to know about.

As long as they accept tinted windows then its unlikely they'd cancel a policy but almost certainly ask for backdated premiums and an admin fee to correct their records

Nobbie1967

Ballistic87 said:

AdrianC said:

Ballistic87 said:

Recieved this email today. 

Have viewed the dashcam/cctv as per our discussion yesterday, 

This is clearly your vehicle seen in the video. There is a nice clear close up of your vehicle reg and it matches make, model and colour of your vehicle from the time of the incident. 

The video is from the bus directly and it shows it pulling down a road which has two lanes, one for oncoming traffic. The bus slows up in heavy traffic and your vehicle is shown trying to overtake the slow moving bus but going down the side of road with oncoming traffic. Your vehicle pulls up to where the bus is and tries to cut the bus off due to their being no space and this is where the impact happens. The bus lets your vehicle in because the driver wants to exchange details and this is where we get the clear view of your vehicle registration. Your vehicle stops at a bus stop and the driver gets out and your vehicle drives away from the scene. 

Now due to DPA rules I do not think you will ever get a chance to view this footage although I have put in a request for you and in my opinion it would be a waste of time and money to fight this because you would have to prove your vehicle was not the one that caused the accident when it clearly was. If as you say your vehicle plates were cloned you would have to take that down the criminal route and then proceed with the civil route after and that is going to be next to impossible to do.  

And as for these "unique bits of kit" fitted to your car?

Certain stickers, number plate styling, tints etc nothing that would warrant a huge fuss about void insurance if not declared,  if that’s what your trying to get at 

Do you have any photos of the car showing these additions prior to the incident? If not the insurer could easily argue that they could have been added later. Do you have receipts for the stuff or credit card bills etc?

AdrianC

Ballistic87 said:

AdrianC said:

Ballistic87 said:

Recieved this email today. 

Have viewed the dashcam/cctv as per our discussion yesterday, 

This is clearly your vehicle seen in the video. There is a nice clear close up of your vehicle reg and it matches make, model and colour of your vehicle from the time of the incident. 

And as for these "unique bits of kit" fitted to your car?

Certain stickers, number plate styling, tints etc nothing that would warrant a huge fuss about void insurance if not declared,  if that’s what your trying to get at 

I'm asking you if the photos show them or not...

Herzlos

Ballistic87 said:

AdrianC said:

Ballistic87 said:

Recieved this email today. 

Have viewed the dashcam/cctv as per our discussion yesterday, 

This is clearly your vehicle seen in the video. There is a nice clear close up of your vehicle reg and it matches make, model and colour of your vehicle from the time of the incident. 

The video is from the bus directly and it shows it pulling down a road which has two lanes, one for oncoming traffic. The bus slows up in heavy traffic and your vehicle is shown trying to overtake the slow moving bus but going down the side of road with oncoming traffic. Your vehicle pulls up to where the bus is and tries to cut the bus off due to their being no space and this is where the impact happens. The bus lets your vehicle in because the driver wants to exchange details and this is where we get the clear view of your vehicle registration. Your vehicle stops at a bus stop and the driver gets out and your vehicle drives away from the scene. 

Now due to DPA rules I do not think you will ever get a chance to view this footage although I have put in a request for you and in my opinion it would be a waste of time and money to fight this because you would have to prove your vehicle was not the one that caused the accident when it clearly was. If as you say your vehicle plates were cloned you would have to take that down the criminal route and then proceed with the civil route after and that is going to be next to impossible to do.  

And as for these "unique bits of kit" fitted to your car?

Certain stickers, number plate styling, tints etc nothing that would warrant a huge fuss about void insurance if not declared,  if that’s what your trying to get at 

You want to try and convince the insurance company that it's not your car, with enough certainty that they'll pay for a lawyer to battle it out with the bus company.
Look at it from their point of view - unless you can prove otherwise they have video footage of your car causing the incident.

Any undeclared modifications is a separate issue, but probably worth risking if you're sure it wasn't your car. If it was you, I'd just shut up and let them settle it.

williamgriffin

Herzlos said:

Ballistic87 said:

AdrianC said:

Ballistic87 said:

Recieved this email today. 

Have viewed the dashcam/cctv as per our discussion yesterday, 

This is clearly your vehicle seen in the video. There is a nice clear close up of your vehicle reg and it matches make, model and colour of your vehicle from the time of the incident. 

The video is from the bus directly and it shows it pulling down a road which has two lanes, one for oncoming traffic. The bus slows up in heavy traffic and your vehicle is shown trying to overtake the slow moving bus but going down the side of road with oncoming traffic. Your vehicle pulls up to where the bus is and tries to cut the bus off due to their being no space and this is where the impact happens. The bus lets your vehicle in because the driver wants to exchange details and this is where we get the clear view of your vehicle registration. Your vehicle stops at a bus stop and the driver gets out and your vehicle drives away from the scene. 

Now due to DPA rules I do not think you will ever get a chance to view this footage although I have put in a request for you and in my opinion it would be a waste of time and money to fight this because you would have to prove your vehicle was not the one that caused the accident when it clearly was. If as you say your vehicle plates were cloned you would have to take that down the criminal route and then proceed with the civil route after and that is going to be next to impossible to do.  

And as for these "unique bits of kit" fitted to your car?

Certain stickers, number plate styling, tints etc nothing that would warrant a huge fuss about void insurance if not declared,  if that’s what your trying to get at 

You want to try and convince the insurance company that it's not your car, with enough certainty that they'll pay for a lawyer to battle it out with the bus company.
Look at it from their point of view - unless you can prove otherwise they have video footage of your car causing the incident.

Any undeclared modifications is a separate issue, but probably worth risking if you're sure it wasn't your car. If it was you, I'd just shut up and let them settle it.

Chances are they've already paid out. 

Penelopa.Pitstop

Considering location near your home, you have zero chance to fight it. And you admit, you were 2 miles away in Asda. What are the chances that someone cloned your reg plates and stayed in the same area?

If it was totaly different location, far away from you, then maybe you would have a chance to convince insurance company it wasn't you.

scrappy_returns

The data protection act is being quoted as a reason for you not to see the video. Who's data is being protected if you feature, nay, star in said video?
If it didn't happen if kick up merry hell and if be asking who had seen the video to decide.

Sandtree

scrappy_returns said:

The data protection act is being quoted as a reason for you not to see the video. Who's data is being protected if you feature, nay, star in said video?

Normally the other people/owners of vehicles that are also visible in the video... if the vehicle overtook the bus and cut in front its possible/likely that the vehicle that was in front of the bus before the car cut in is visible and identifiable. 

Editing CCTV to remove all other people/registrations other than the offending vehicle is expensive, or at least it used to be. Hence my suggestion of asking for a still frame as anyone with a copy of Paint can cover up peoples heads and reg plates in a single photo.

feolojad

Ballistic87 said:

Certain stickers, number plate styling, tints etc nothing that would warrant a huge fuss about void insurance if not declared,  if that’s what your trying to get at 

Yeah actually they would give your insurance company an excuse not to pay you out and to reclaim any payouts to a third party from you. Numberplate styling is illegal fullstop. Anything whicih does not conform to the BS standard for numberplates renders the whole plate illegal and if there's no legal numberplate on the vehicle it is treated as if that numberplate does not exist on the car rendering you liable to a £100 fixed penalty notice. So if for example there's just the postcode and name of the company who made the plate not on it then that numberplate does not conform to the legal standard. Changing fonts, size or spacing of letters, using the old 1970s style raised letter plates on a modern car, using a logo of your football team where the EU flag used to go all render your plate illegal.

Tints depending on where they're done can be viewed as obstructing your vision. If you've put any tinting at all on the driver and passenger doors then it's likely those windows are illegal if they were already factory tinted as factory tints are almost at the point where the minimum permissable level of light that can be passed through them is. Adding a tint on top of a factory tint takes the amount of light that comes through the window below the legal level.

The stickers could be seen to increase the risk of theft by making a car more attractive to thieves.