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Time to start a fresh.

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Comments

  • WOW thats a good amount - fingers crossed for you x
  • BlueJ94
    BlueJ94 Posts: 3,482
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    WOW thats a good amount - fingers crossed for you x
    Yep! It's 12 hours a week at £9.50 an hour. Not sure how tax or NI works out though. Still, better than nothing :smile: thank you!x
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £2256.89/£8,854.76

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £1918/£8854.76
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • badmemory
    badmemory Posts: 10,693
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    edited 30 September 2021 at 5:53PM
    I believe NI should be zero & tax should be 20%.  Make sure they use a tax code similar to 0BR = Basic rate tax with no personal allowance.  Otherwise you could end up owing tax & it is easier to sort it at the start than having to pay it back.
  • BlueJ94
    BlueJ94 Posts: 3,482
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    badmemory said:
    I believe NI should be zero & tax should be 20%.  Make sure they use a tax code similar to 0BR = Basic rate tax with no personal allowance.  Otherwise you could end up owing tax & it is easier to sort it at the start than having to pay it back.
    Thanks I thought this would be the case! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £2256.89/£8,854.76

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £1918/£8854.76
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • gymgirl11
    gymgirl11 Posts: 174
    Third Anniversary 100 Posts Name Dropper
    Forumite
    Good luck for your interview Jade! :) 
  • BlueJ94
    BlueJ94 Posts: 3,482
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    Ambassador
    gymgirl11 said:
    Good luck for your interview Jade! :) 
    Thanks! Getting nervous now aha! It's not until 5PM
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £2256.89/£8,854.76

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £1918/£8854.76
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • FootyFanDan
    FootyFanDan Posts: 2,282
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Forumite
    Good luck! Go smash it 😊
  • BlueJ94
    BlueJ94 Posts: 3,482
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Ambassador
    I got the job woohoo! She told me between the hours of 5 and 7 I get an extra £2.50PH!!
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £2256.89/£8,854.76

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £1918/£8854.76
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • Parkyp
    Parkyp Posts: 883
    Sixth Anniversary 500 Posts Name Dropper
    Forumite
    Well done 👏👏👏👏
  • Abz12
    Abz12 Posts: 221
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    Forumite
    Congratulations!
    Total debt when starting Sept 2021 - £14,629.61 / Current debt - £13,398.73
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