Time to start a fresh.

in Debt Free Diaries
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  • BlueJ94BlueJ94 Forumite, Ambassador
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    Evening all ☺️ 
    Feeling more positive tonight about everything! my OH paid for the food shop tonight, he bought a monthly shop so that saves me some money, then we had a McDonald’s afterwards 🤨😂 

    I’ll be batch cooking a curry for the next few days in work, got my couch to 5K run tomorrow also 😴 about to make myself a caramel latte and focus on doing some surveys, not far off £50!! ☺️
    I’m a Forum Ambassador and I support the Forum Team on the Debt-free Wannabe and Spending & Discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySavingExpert. 

    Sealed Pot Challenge ~ 15 #070 Target £1000

    Pay ALL Your Debt Off By Xmas 2022! #66 £2139.48/£4700
    Tilly Tidy 2022 £8.38/£500
    Saving for Christmas 2022 - £1 a day challenge #03 £8.38/£365

    118 Money £1880
  • enthusiasticsaverenthusiasticsaver Forumite, Ambassador
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    Enjoy your day.  I am home schooling my granddaughter today as we are in a childcare bubble. 
    Early retired in December 2017. Debt counsellor for a High Street bank in a previous life.

    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySavingExpert.


    Save £12k in 2022 challenge #36 £4150/£12,000
  • BlueJ94BlueJ94 Forumite, Ambassador
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    Afternoon all :smile:
    Just on my dinner break so just working out my debts as they stand

    Vanquis £701.67
    Capital one £204.36
    Ocean Finance £193.84
    Marbles £205.87
    Fluid £353.15
    Aqua £565.17
    Barclaycard £297.89

    Loans 
    118 - £2371.85
    Likely Loans £1159.30

    The loans are the biggest pain compared to CC.
    I’m a Forum Ambassador and I support the Forum Team on the Debt-free Wannabe and Spending & Discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySavingExpert. 

    Sealed Pot Challenge ~ 15 #070 Target £1000

    Pay ALL Your Debt Off By Xmas 2022! #66 £2139.48/£4700
    Tilly Tidy 2022 £8.38/£500
    Saving for Christmas 2022 - £1 a day challenge #03 £8.38/£365

    118 Money £1880
  • BlueJ94BlueJ94 Forumite, Ambassador
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    Evening all,
    Just having a cuppa and procrastinating before my couch to 5k run.. :s

    Payday is in two weeks, I got a pay rise from this month! Thinking of putting any spare money I have into my payment plan, usually I would just waste it on stuff I don't need. Chicken curry for dinner tonight and for the next two days in work :blush:
    Have a great evening all!
    I’m a Forum Ambassador and I support the Forum Team on the Debt-free Wannabe and Spending & Discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySavingExpert. 

    Sealed Pot Challenge ~ 15 #070 Target £1000

    Pay ALL Your Debt Off By Xmas 2022! #66 £2139.48/£4700
    Tilly Tidy 2022 £8.38/£500
    Saving for Christmas 2022 - £1 a day challenge #03 £8.38/£365

    118 Money £1880
  • BlueJ94BlueJ94 Forumite, Ambassador
    2.1K Posts
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
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    Morning all!
    Walked the dog, skipped breakfast but I have breakfast bars so I'll have that with a coffee in work :smile: 
    Forgot to do the Tilly Tidy last night, surprised how but you can save I'm already on £1.86 which is a lot for me as my savings have been sat at £0 since I opened the account.
    Not much going on today besides work. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt-free Wannabe and Spending & Discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySavingExpert. 

    Sealed Pot Challenge ~ 15 #070 Target £1000

    Pay ALL Your Debt Off By Xmas 2022! #66 £2139.48/£4700
    Tilly Tidy 2022 £8.38/£500
    Saving for Christmas 2022 - £1 a day challenge #03 £8.38/£365

    118 Money £1880
  • FootyFanDanFootyFanDan Forumite
    1.3K Posts
    1,000 Posts Second Anniversary Name Dropper
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    Morning all!
    Walked the dog, skipped breakfast but I have breakfast bars so I'll have that with a coffee in work :smile: 
    Forgot to do the Tilly Tidy last night, surprised how but you can save I'm already on £1.86 which is a lot for me as my savings have been sat at £0 since I opened the account.
    Not much going on today besides work. 
    It is amazing just how much the little money we think of as pennies builds up. I have my monzo pot to round up on spends and put into a separate pot. 
  • BlueJ94BlueJ94 Forumite, Ambassador
    2.1K Posts
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
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    Evening all 😊 
    Just went out for a run, knees are killing again. OH is running me a bath 😁 then he's cooking us steak and chips for dinner, can't wait!! Going to catch up on some TV series on Netflix and probably browse here for the rest of the evening! 
    I’m a Forum Ambassador and I support the Forum Team on the Debt-free Wannabe and Spending & Discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySavingExpert. 

    Sealed Pot Challenge ~ 15 #070 Target £1000

    Pay ALL Your Debt Off By Xmas 2022! #66 £2139.48/£4700
    Tilly Tidy 2022 £8.38/£500
    Saving for Christmas 2022 - £1 a day challenge #03 £8.38/£365

    118 Money £1880
  • BlueJ94BlueJ94 Forumite, Ambassador
    2.1K Posts
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    ✭✭✭✭
    Morning all!
    Walked the dog, skipped breakfast but I have breakfast bars so I'll have that with a coffee in work :smile: 
    Forgot to do the Tilly Tidy last night, surprised how but you can save I'm already on £1.86 which is a lot for me as my savings have been sat at £0 since I opened the account.
    Not much going on today besides work. 
    It is amazing just how much the little money we think of as pennies builds up. I have my monzo pot to round up on spends and put into a separate pot. 
    yes agreed! I used to use Plum, but I prefer the Tilly Tidy way! :smiley:
    I’m a Forum Ambassador and I support the Forum Team on the Debt-free Wannabe and Spending & Discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySavingExpert. 

    Sealed Pot Challenge ~ 15 #070 Target £1000

    Pay ALL Your Debt Off By Xmas 2022! #66 £2139.48/£4700
    Tilly Tidy 2022 £8.38/£500
    Saving for Christmas 2022 - £1 a day challenge #03 £8.38/£365

    118 Money £1880
  • BlueJ94BlueJ94 Forumite, Ambassador
    2.1K Posts
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
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    Morning all,
    Legs are definitely hurting today! Making a coffee and bacon sandwiches before work :smiley: last day in work today and its the weekend! Not got much going on, my DMP had a mistake on so its now only 5k instead of 6! :blush:
    I’m a Forum Ambassador and I support the Forum Team on the Debt-free Wannabe and Spending & Discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySavingExpert. 

    Sealed Pot Challenge ~ 15 #070 Target £1000

    Pay ALL Your Debt Off By Xmas 2022! #66 £2139.48/£4700
    Tilly Tidy 2022 £8.38/£500
    Saving for Christmas 2022 - £1 a day challenge #03 £8.38/£365

    118 Money £1880
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