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Time to start a fresh.

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Comments

  • BlueJ94
    BlueJ94 Posts: 3,176 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 3 February 2021 at 8:47PM
    Plans for this evening and I'll come back at 9pm ish.. To check off what I've done.
    -Add stuff to ebay ☑️
    -pack sold stuff from ebay
    -pre make breakfast so I can just bake in the morning
    -sort spare clothes
    -put away washing☑️
    -put more washing on
    Then enjoy a cuppa and catch up on a Netflix TV series me an OH are watching ☺️
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • FootyFanDan
    FootyFanDan Posts: 1,893 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Seeing that 1st payment come out is a positive point. You can do this 
    Agreed! Feels like I've actually got a plan this time! Thank you :smile:
    Yeah, it sounds like you have a clear plan and path which from my experience is one of the hardest steps to nail. You will have this debt gone in no time :) 
  • BlueJ94
    BlueJ94 Posts: 3,176 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Seeing that 1st payment come out is a positive point. You can do this 
    Agreed! Feels like I've actually got a plan this time! Thank you :smile:
    Yeah, it sounds like you have a clear plan and path which from my experience is one of the hardest steps to nail. You will have this debt gone in no time :) 
    Thank you! ☺️ 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,176 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Plan of action today 
    Head off to work, post parcels on my dinner break, finish work at 4.30 and get home for 5ish. 
    Clean up and prep food, got a zoom call via a survey group which I'll get £50 for. Apply for some freebies and work out a budget sheet ☺️
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,176 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 6 February 2021 at 4:34PM
    Happy Saturday all :smiley:
    Good mood today!
    To do list 
    - remove whole headlight unit from the car and replace eith a new one. (means taking off the whole bumper) Failed, its the wrong one. Job for another day
    - clean out the back garden (dog likes to go out there if he's desperate and can't wait for his walks) Failed, it rained so tomorrows job!
    -make space in spare room so I can add a desk (dog kept barking on my previous zoom as he wanted attention and the cat muted me 😂)
    -make millionaires biscoff shortbread     Done!
    -budget or at least try!! 
    But first time for a coffee! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,176 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Update from yesterday about the headlight, instead of buying a whole new one again I’m going to split the headlight by heating the seal up and pulling it apart, clean and reseal. Saving £90ish! 

    To do for this evening 
    - breakfast muffins that I can freeze for the week
    - work lunches 
    - clean and mop the floors
    - sort out work clothes for the week, hang them all neatly so no rushing in the morning 
    - clean kitchen down after OH has made food 
    - check if I have any bills going out this week 

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • Hi, hope you managed to get all your jobs done, the millionaire shortbread sounds gorgeous!
    Tesco CC - £269.00.00/£750 
    Virgin CC - £1,050.00/£2570.00 
    MBNA CC - £825.00/£3360.00 
    Emergency/Home improvements Fund - £0.00/£1000.00
    Pay All Your Debt By Xmas 2021 Number 60 - £2144.00/£6680.00

    https://forums.moneysavingexpert.com/discussion/6233334/paddingtons-debt-free-journey#latest
  • BlueJ94
    BlueJ94 Posts: 3,176 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi, hope you managed to get all your jobs done, the millionaire shortbread sounds gorgeous!
    Thanks I did most of them just useless at updating the list aha! It's very good! It's the Jane patisserie recipe 😋
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • FootyFanDan
    FootyFanDan Posts: 1,893 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Ooooo biscoff shortbread sounds yummy! 
  • BlueJ94
    BlueJ94 Posts: 3,176 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Ooooo biscoff shortbread sounds yummy! 
    It is so easy to make and tastes amazing! Biscoff stuffed Easter eggs are the best aswell!! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
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