Now you have done the DMP the damage is done so I would keep going and focus on using this time to get your budget sorted, get an emergency fund and even possibly overpay the DMP.
Yes true but the moment one defaults that's the mark on your credit file and damage is done so if one has already defaulted you might as well stick it out in all honesty. Plus this way if anything we're to happen and your income drop for example you can get the company to help you renegotiate your payments rather than having to do them all yourself. Up to you some people prefer to do it themselves others like it to be managed for them.
just a reminder to sort your budget!!! hahaha.
Two MoneySavers reclaim £1,000
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