Couple each with mortgage wanting to move in together

Angela_D_3

Agree you need to go pretend house shopping and find a house that in theory youd buy together.  If there arent any.  Its not good news 

krebf

AdrianC said:

With all due respect, your BF is a muppet.

😂😂 I so needed to hear this

krebf

v_rouge said:

Your situation sounds similar to something by boyfriend and I are going though.
I had a 2 bed leasehold apartment (with parking) and my boyfriend has a 3 bed freehold house (without parking). We agreed I'd move into his because a leasehold apartment might take longer to sell (not sure which one of your properties may take longer to sell?). As soon as I exchanged on mine, we put his on the market and are just about to exchange and we have our new house lined up. Even though my boyfriend's house is bigger I hate that there's no parking but I knew it would only be a temporary measure whilst we found our new home (with a driveway)
From a financial and space point of view it makes more sense for him to move to yours. Plus its lockdown so shops aren't open and its slowly getting lighter each day (could he do a lunchtime walk where he calls someone to chat to instead of in the dark?). You could price up what it would cost for you to move in with him such as storage unit, ERC, etc and the cost if he moved in with you as that may help identify which one would be better for both of you in the long run. 
Or pop them both on the market and whichever one sells first that's your decision made so that you move into the one which hasn't yet sold until its done?

Thank you, I’m glad other people have discussions about it like that and it’s not as simple as some people make it out to be!! Pricing up the options for each is a good idea

AdrianC

Oh, and let's not forget there's three opinions to be considered.

Nobody's asked the dog if it'd prefer to be in the countryside being walked across fields, or getting shouted at for daring to be in a newbuild estate...

krebf

davidmcn said:

krebf said:

please could you review the below and give me your opinions and proposals

Get a new boyfriend.

😂😂 thank you for lifting my spirits tonight!!

krebf

Angela_D_3 said:

Agree you need to go pretend house shopping and find a house that in theory youd buy together.  If there arent any.  Its not good news 

Thankfully I’m happy to have a bit of a change after living in three very countryside areas, I compromise easily...as long as the interior isn’t all grey and white gloss!!

krebf

AdrianC said:

Oh, and let's not forget there's three opinions to be considered.

Nobody's asked the dog if it'd prefer to be in the countryside being walked across fields, or getting shouted at for daring to be in a newbuild estate...

Yes, love this!! We both have a dog, so there’s four!!! let’s not get started on a conversation about his dog though 🙄😂

reefer37

as has been said before your new purchase needs to be tenants in common as if he has to pay back deposit to his family he aint going to be bring much to the table. 
you said shared ownership are easy to sell. down south they are not as you have problems with mortgages etc and have to sell first via the housing assoication and if you are holding out for high price for your dream home it may take some time.
with this in mind i would move into yours and sell shared ownership first. if it sells quite you can start looking at houses sooner.
also like other on here i think your boyfriends reasons are a bit weak. if you have work from home, dog etc is little house will feel very cramped.

good luck with whichever you go with and good luck with your joint house. i would suggest a village as countryside and street lighting and people to talk too.hahahahahaha

steampowered

Where you want to live is a personal decision. But to be honest most people would definitely rather be living in a 3-bed semi-detached house than a 2-bed terrace.

A new build estate might be nice and shiny now, but that won't last long.

Could your BF also be worrying about wanting to stay on the "property ladder"? If he moves in with you, he will no longer own a property.

pinkteapot

I'm going to be a bit kinder to BF than some others, though I agree with them... If your house just doesn't have a homely feel to him (because he has different tastes), then that's fair enough. In future, you'll have to find a house you're both happy with. 

You could stress to him that this is short term - the end goal is to sell both houses and move into one you BOTH choose. But, it's much easier to get one sold, and then only have to sell one in a chain rather than two. 

Practical/style issues aside, as his is a shared ownership it's harder and more complicated to sell. That's another reason to sell his first and get that out of the way when he's chain-free. Shared ownership sales can take a long time and if you can avoid doing it in a chain where losing your buyer is more disastrous, that's better.