📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

!!My time to be mortgage free!!

1…6791112…27

Comments

  • happymum37
    happymum37 Posts: 340 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    One child won 25 pounds on premium bonds

    We won zilch 
    Part time worker.
     Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe
  • happymum37
    happymum37 Posts: 340 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Monthly "00" club joined. 

    Paid 82.10 off mortgage

    £44800 mortgage now. 

    Sooo want it under 40 by April. 

    £5 earned on surveys.  Will get it up to £50 and pay it off mortgage
    Part time worker.
     Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe
  • happymum37
    happymum37 Posts: 340 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Just worked it out. Roughly after monthly mortgage is taken I need £1650 off overpayment. 

    That's £236 overpayment a month.... its a lot but I'm going for it
    Part time worker.
     Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe
  • happymum37
    happymum37 Posts: 340 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    No spend day today and tomorrow. 

    OH moaning and wants the rest of any spare money to go in car tax and mot fund and not the mortgage so don't think I will over pay again this month 🙄

    We will save any money left from car fund to use for Christmas and what not so far enough

    Part time worker.
     Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe
  • happymum37
    happymum37 Posts: 340 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    No spend whoop whoop.

    OH is looking like he may be made redundant.  This may derail plans 
    Part time worker.
     Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe
  • happymum37
    happymum37 Posts: 340 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Expensive weekend coming up . Forgot I had a party with friends to go to.  We are staying over and have a train there.  Worth it but pricey xx
    Part time worker.
     Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe
  • becky170
    becky170 Posts: 879 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    happymum37 said:
    No spend whoop whoop.

    OH is looking like he may be made redundant.  This may derail plans 
    Sorry to hear that happymum37. Hope he finds a new job quickly if he is made redundant. Enjoy your weekend away :)
    Mortgage-free wannabe 2025 £571/3000
  • happymum37
    happymum37 Posts: 340 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Thank you hun. Very exciting no one ever comments on my boring musings!!
    Part time worker.
     Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe
  • happymum37
    happymum37 Posts: 340 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Wont be saving another penny this month now . Weekend away and meal next week. Nightmare. X
    Part time worker.
     Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe
  • smetf
    smetf Posts: 364 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    happymum37 said:
    No spend whoop whoop.

    OH is looking like he may be made redundant.  This may derail plans 
    Not good news! Hope it doesn't come to that and you've been able to enjoy your weekend away!
    Emergency fund 14k Home/ holiday fund 7k Mortgage £44,592
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.5K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.5K Work, Benefits & Business
  • 599.8K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture