How much to live on

Organgrinder

Infamy. Infamy. They've all got it in for me.

louby40

Organgrinder are you a member of David Fountains Facebook group? Teacher Pensions - Teacher to Teacher UK. He also has lots of YouTube videos too. 

Ignore me if you are on there. 

Organgrinder

No I'm not. But thanks for the suggestion. :-)

LL_USS

Come on build your fame @Organgrinder

Organgrinder

I have signed up! 

Clowance

Organgrinder, theres another factor to help decide when you retire: how is your and your families health? If good then you have the option to carry on, if not, probably better to leave sooner and make the most of your time. Just a thought.

annielyn

Clowance said:

Organgrinder, theres another factor to help decide when you retire: how is your and your families health? If good then you have the option to carry on, if not, probably better to leave sooner and make the most of your time. Just a thought.

Completely agree with this sentiment. I posted a month ago , 2 months from getting SP, about how glad I was that DH had taken early retirement at 58 and how things had worked out for us.
Fast forward a month and he now has a health issue that is likely to have repercussions going forward. I am more glad than ever that we have had those 8 years to enjoy with good health. Money is not the only consideration.

Organgrinder

Thanks both. Food for thought.

angieb15edin

I dithered for a few years about finishing up and once I decided enough was enough work wise regretted not doing it earlier 

Organgrinder

Earlier it was suggested people look at the debt free section.

Omg. Never again.

It's a hotbed of people who seem to nose into other people's finances, criticise people's spending choices and downright rudeness. Some even mention how well they are managing in what appears to be the ultimate rubbing someone's nose in it.

I'm sure many who post their diaries do so to try to help themselves. Yet, some vilify them for not taking any advice, even at times within a day or so after posting their views.

I'll stick mainly to the over 50s!!