Try again and try harder

powerspowers

£400+ a week is brilliant. Keep going x

try_harder

Thank you powerspowers 

try_harder

Week 8
Another £400 saved this week , i have put £200 in to the growth ISA and £200 in to the dividends ISA , we now have £3200 saved across the two 
This week was not so good for food budget and i was over by around £40 , i am finding this one very difficult , i think i might just put the £60 in my purse and tell myself once its gone thats it ,i will have to eat only whatever is in the house ,yes i think i will try that this week 
My personal savings have gone down this week ,i now have £830.34 after having a family birthday this week 
So total £3200 in ISAs 
£830.34 in personal savings.....Another very good week 
Total saved January £1600 
Total saved February £1600. 

try_harder

I forgot to mention that this week i have started two small selling ventures in two completely different areas ..All monies made will go in to my personal spends for now ,if they take off i will combine them as one business and i will have a job after 35 plus years but i am jumping the gun so lets see how it all goes first .., i will call them plan B and plan F so i know which one i am referring to Week 1 Plan B ,i took £17.71
Week 1 Plan B i took £38.10 
Total £55.81 .i am well pleased with that amount 





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Suffolk_lass

I've seen you on BusyMee's diary so I thought I would bookmark yours to follow and encourage you. I may just lurk

try_harder

Suffolk_lass said:

I've seen you on BusyMee's diary so I thought I would bookmark yours to follow and encourage you. I may just lurk

That is very kind of you , thank you ,i definitely need all the encouragement i can get and i know that you have a great wealth of financial knowledge

try_harder

I have had a consistent stream of small sales over the weekend in Plan F ,very small amounts of money but they all add up and i am happy with how it is going .I think this will be the business we will do the best in as my husband is involved and he is the worker , the other business will sell here and there but in the background , i am looking forward to Thursday evening to see what we have made this week ,its all very exciting .
So far so good with the food budget too .i have only gone slightly over this week so that is very good news too 

try_harder

Week 9 .
£400 saved ..I am not sure what to do with this 400 each week ,at the minute i am putting it all in my ISA with the hope that over the five years i should fingers crossed get at least £100,000 back to pay off my mortgage but i am wondering if i should OP 200 to the mortgage each week and 200 in to ISAs ,its so difficult to decide but i think i will put the 200 in as an overpayment ,at least then i can see some sort of progress whilst at the minute my ISA is down anyway ...
£400 saved ..£100 to growth ISA £100 to dividends ISA and this week £200 to mortgage overpayment

Also Business B took £13.33 this week ..Total £31.04
Business F took £26.98 this week ..Total £65.08 ..Again very pleased with that ,at the minute im not sure what to do with this money ,at the minute its all going in the same pot to feed the £400 a week 

No personal savings left as two hols booked for this year and all money went to deposits so that was money well spent 

Food budget was only slightly over for the week which was much better ,i have to try and do the same again next week

Suffolk_lass

Not sure if all your work is self employed but don't forget to put some aside for NI and taxes in an accessible place (my accessible place is in Premium Bonds)

try_harder

Suffolk_lass said:

Not sure if all your work is self employed but don't forget to put some aside for NI and taxes in an accessible place (my accessible place is in Premium Bonds)

Yes it is all SE work. We normally just pay out of savings in general SL when i submit our income for the year but we should really set one up just for that i guess ,we do have some savings in PB  but i hate withdrawing them as i always think they could be next months winners