Try again and try harder

try_harder

Here i am back with a catch up ..Since i last posted a couple of things have changed ,we have borrowed more money and grown our house with the hope that it will add even more value when and if we have to sell.
The Mortgage is now £138,000 but we have saved around £10,000 plus we have a good EF..The house needs finishing off so all money is being ploughed in to the house at the minute and we have also had all new central heating put in so there will be no more saving in the ISA nor Mortgage overpayments until January when we will have four years left exactly according to our Mortgage company.I meant to say the £10,000 is split between our two ISAs.

So fingers crossed the house should be worth around £300,000 more than the present outstanding mortgage which makes me feel much more comfortable