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Thank you powerspowers SpendingPennies and beanielou ...
Week 2
I managed to get to the £400 i needed by raiding my £25 a week Amaxon pot , hopefully next week i can put the25 back anyway the main thing is i just made it and very pleased i am too..
Food has gone a little over budget but i have stocked up on the half price veganuary foods at Asxa so i will take that off Februarys budget ,sounds complicated all this borrowing from Peter to pay Paul but hopefully i know what i am doing i just need to keep track of things and must write them down
So to sum up £400 saved this week added to last weeks £400 = £800 now in ISA and divided equally between growth and dividend funds
Nothing this work to MC as i had to use this weeks earnings to reach the £400 target
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Week 3
£400 saved again this week ,.I am so grateful to be able to save this amount and all down to my wonderful husband who is working seven days a week as always and very partially to me keeping as close as possible to our budget .
I have also personally saved £128.92 this week in various ways , i was keeping this as the MC but have since decided to pay this directly in to my mortgage which i have done ..
This has been a very good week financially for which i am very grateful
Total savings Week 3 £1200
Total mortgage overpayments £2051 -
Great work Try Harder, you are doing really well x1
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Thank you Busy Mee0
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Week 4 ..
£400 saved again ,so very grateful as always to have achieved this .
I have also saved £16.01 ,this has gone straight over to the mortgage.
Unfortunately the food budget has not been so good ,i have really struggled this month and have gone way over ,i dare not think what i have spent ,i will have to work much harder next month
Total saved for January £1600 and overpayments to mortgage £221.011 -
Week 5
£400 saved ..Total £2000 ,all invested in ISA s
I have also saved £27.18 ,this has again gone straight over to the mortgage as an over payment ..Overpayments total so far this year £248.19
I am still struggling very badly with the food budget , i have to work much harder at it this week but overall i am very happy with the way things are going actually very, very happy and very grateful0 -
Week 6
£400 saved .Total £2400 in to ISAs.. We have been very lucky this week to reach the 400 due to the snow so extremely happy with this total .
No other monies saved this week
Food budget over again by around £20 .I have meal planned this coming week and written out shopping lists so hopefully that will help0 -
Week 7
£400 saved ..Total £2800 in to ISAs...Again i am amazed at how well we have done on a very basic wage but by my husband working his socks off poor man and by keeping to a budget .
I am hoping to sell a couple of items today so i will update my own savings total for this week once and if they sell ,they are jewellery so i am hoping for good prices ,we shall see1 -
Wow. You are doing really well TH. Well done to you and Mr TH x1
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Thank you as always Busy Mee , i really hope i can keep this up.
Week 7 update
Saved £400 this week . Now saving £200 a week in the ISA ..£100 in the growth stocks and shares and £100 in the dividends ISA , the other £200 is now going to the mortgage every week as an overpayment ,i thought i would try this for a while to see how i like it
My own personal savings are brilliant this week due to an electrical item being sold on Ebxy and a couple of items of Antique jewellery and as a result of this i now have £927.32 , some of which has gone into PB
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