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What small DFW things will you do this week 28.12.20?

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When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation.  These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.


But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.  

So be proud of those small steps, they really are important 😀
DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
«134

Comments

  • DawnW
    DawnW Posts: 7,749 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Lovely to 'see' you CCL. Glad to hear that all is ok :)
  • Hey folks
    Thanks to DNMS for starting us off
    Hi ccl - nice to "see" you
    Hi Dawn!

    Not feeling as bright today. Very tired and anxious. Hopefully will be brighter tomorrow

    Clf x
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • foxgloves
    foxgloves Posts: 12,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    There's going to have to be some serious post-Lockdown, post-Christmas dieting here, too! I look like a sofa!! 
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 5.9kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • ditty1234
    ditty1234 Posts: 2,118 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Hi everybody, hi @foxgloves I am trying to change my default location from couch to - something active - and the dieting is on hold over Christmas, happy Monday. 
    Isa help to buy: 1000/3000 33%
    Emergency fund: 100/1000 10%
    Weight loose 8.6 kg - while having fun. 0/8.6 0%
    Focus debt to clear HSBC £10/1111, 0% updated May 25
  • Morning all
    Venturing out of the house today for the first time since Christmas Day. The car is booked in for its service and there are a couple of bits of shopping that I can't wait any longer for (cat litter and milk).
    I'm waiting at the garage while they service the car - mainly because I refused to pay the £25 charge to borrow a car to drive home again. While I'm there I'm going to go through my January budget and see what I can twist and tweak here and there. As always, January will be a tight month.
    Then a bit of shopping (from a list) at Aldee and Bee Emm. Planning to go for a long walk later but it has been snowing so I'm not sure whether or not I'll be able to walk that far. Will assess the paths and roads when I drive to the garage. I need to do something though, before I grow into the sofa.
    Hope you're feeling better today CLF.
  • Morning guys :smile: how are you doing CLF? Hope you and dh are on the mend x

    Today is my last day of this stint of days off :cry: although am only working for 1 day then off again for 9 :relaxed:

    Today:
    * going for a walk in the woods with friend at 10.30.  it's been pushed back to 11 now :smiley: Need to jump in the bath, find some clothes that fit and put madam's bike in car before we leave 
    * TOMM - bedrooms today. Will make madam help me with hers and oh with ours :wink:
    * do a load of washing & hang up. Put away what is currently on airer
    * take madam to park this afternoon & play a game with her. She has so much stuff we're only half way through playing with it! She is loving a bead jewellery making set I got her. It's the simple things!  Think it cost £10 and she has been loving it for 24 hours so far! 
    * get stuff ready for work tomorrow, grab a soup out of freezer for my lunch and a potato out of the garage for a jacket for my tea (and and madam tend to have pizza when I'm working)
    * turkey curry for dinner tonight
    * currently researching veggie meals and getting enough protein as madam has said she wants to become vegetarian. I have said I am fully behind her but we have to eat the mountain of food (meat) we have in currently! 
    * pay off cc and update accounts 

    Ok that will do. Hope you all have a lovely Tuesday :smiley:
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • ditty1234
    ditty1234 Posts: 2,118 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    So I'm on a roll this morning and I have put 12 gu ramekins on FB that just really needed to go from my glass shelf, and put my new beautifully hand blown glasses there instead. So happy with that. Next bit is that I have a sweater that I will retire and I have cold feet ... get it - time to make sweater slippers .... but whats the best soles for it? Anti slip, possibly proper felt or leather ones? Any suggestions?
    Have a grand Tuesday!
    Isa help to buy: 1000/3000 33%
    Emergency fund: 100/1000 10%
    Weight loose 8.6 kg - while having fun. 0/8.6 0%
    Focus debt to clear HSBC £10/1111, 0% updated May 25
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