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Pay ALL your debt off by Xmas 2021
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#103 final update - £15,891/£15,000Pay your debts off by Xmas 22 #TBC - £0/15k
Pay your debts off by Xmas 21 #103 - £15,891/15k1 -
Another £17.47 paid since last update so final total is:
#3 £3620 / £11320 (31.98%)
Congratulations to those who became debtfree this year and well done everyone that made progress on their debt busting journey.
Tesco 4163.90 (-86.00 since 01/01/23)First Direct 2437.49 (-153.09 since 01/01/23)Halifax 2391.37 (-55.70 since 01/01/23)MBNA 1577.00 (-78.00 since 01/01/23)Virgin 786.66 (-25.00 since 01/01/23)Overdraft 500.00 (-0 since 01/01/23)Spending CC 4538.34 (+521.24 since 10/01/23)3 -
I’m looking into all of the suggestions easily accessible money that isn’t too accessible. It’s really just about will power and being sensible- doomed.DF by 2023 No 17 £1,644 /£6000 Total debt £18,000 at the start of DFW Journey. 201814TH JULY 2021 DEBT FREE now in control365 1p challenge No 491
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Good EveningFinal update#40 £11969.07 / £14258Didnt quite make it but not tood far off - would have got there had we not needed a new boiler in January 2021Congrats to everyone who managed to reduce or pay off their debt and good luck carrying on the journey... I shall try again next yearDFD December November 2025£59242.78 31-12-2021
£38177.49 01-01-2024
£36850.00 01-02-2024
£34216.82 07/03/2024
£32160.49 28/05/2024
£29225.77 27/08/2024
(Going Down one pence at a time )
Paid To Date: £30,017.01
Paid in 2024: £8951.721 -
Hi muppets, #26 reporting back at the end of Dec-21
I have now have completely cleared my target of £12299.
Percentage repaid is 100%
I have also cleared this months day to day spending on the soon to be disused CC so I enter 2022 with no CC debt at all. Thank you all for all your help and supportI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine1 -
Final payment made of £30 #155 I’ll update totals in a sec
Pay off debt by Xmas 2023 #23My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest
paid £7112/£7800-**DEBT FREE April 2024**
£9400 saved for emergency fund1 -
£4922/6200 #155 well done everyone see you on 2022 😀Pay off debt by Xmas 2023 #23My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest
paid £7112/£7800-**DEBT FREE April 2024**
£9400 saved for emergency fund1 -
GingerWarrior said:Paid the following this month...
08/04 - £150
23/04 - £750
Have expenditure coming out to fix the car after someone ran into and failed to claim fault. Trying not to go via insurance but will see#39 - £4,751.06 / £7,147.80
10/05 - £150
10/06 - £150
12/07 - £150
09/08 - £150
09/09 - £150
16/09 - £900
11/10 - £150
11/11 - £150
10/12 - £150
This has reduced my CC debt to £296.74.
I have today paid this final payment off and that will clear this CC off. I’ll use this for my 2022 goal.#39 £6,851.06 / £7,147.80
2021
DFW 2021 - £6,851.06 / £7,147.80 (95.85%)2022
DFW 2022 - £2,169.99 / £2,169.99 (100%)2023
DFW 2023 - £0,00 / £2,207.83 (0.00%)Tilly Tidy 2022 - Jan £23.71 - Feb £73.75 - Mar £95.30 (Q1 savings used on holiday spending money) - Apr £68.90 - May £32.26 & Chase Roundup £392.63
Debts (as at 03/10/2022)
M&S Loan - £0.00 (cleared 28/02/22 - £4285.37)
MBNA C/C - £0.00 (cleared 02/01/22)
Lloyds C/C - £0.00 (cleared 03/10/22)1 -
lcc86 said:Paid my final £174 a few days ago so I am clear of personal debt
sadly I still have some money on my credit card for my car insurance claim, I am going through the legal process for that and it should all be reimbursed so I don't really "count" it. Everyone should be really proud of whatever they've paid off, this was a great thread for me that kept me accountable every month.
PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉
MFiT-T5 #36
3-6 mth EF #5 €2,445 / 11,100
Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲0 -
atti said:I've been terrible at posting here but I managed to clear the lot with a few days to spare. Since I last posted I paid off £1468.55 bringing me to#18 3429.33/3429.33Whilst I was more of an absentee member than not, being part of this challenge was always in the back of my mind and each time I paid a bit more off I thought 'must update thread'. So perhaps now I've cleared my debt my new challenge can be to actually actively post on challenges I'm involved in!!PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉
MFiT-T5 #36
3-6 mth EF #5 €2,445 / 11,100
Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲0
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