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Pay ALL your debt off by Xmas 2021

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  • Another here who needs this thread.  I would help but I don’t know how to do it, love reading everyone’s posts.
  • nomi01
    nomi01 Posts: 463 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    £500 paid to debt

    PAYDBXMAS21 #11  £9829/£11300
    🎄PAYDBXMAS21 #11  £11,300/£11300
    Target met.
    💥PAYDBXMAS22  #11 £5000/£5000 target met.
    PAYDBXMAS23 #26 £5000/£5000 paid

  • Doily94
    Doily94 Posts: 585 Forumite
    500 Posts Third Anniversary Name Dropper Photogenic
    Sad if there’s no thread next year. I couldn’t do it alone could share updating it maybe?? If all amounts paid were in CAPITALS in a bright colour like it used to. 
    That could work, it does on the PAD thread if we do it a month at a time. You would just need to update the orginal post with monthly totals. 

    I am happy to help because I really love the support and motivation of the thread. 
    PAYDBC24 #8 ~ £10188.21
  • Muggle1000
    Muggle1000 Posts: 39 Forumite
    10 Posts First Anniversary
    edited 30 November 2021 at 11:32PM

    #103 Final update for the year. £15,622 paid.

    Please can you sign me up for next year to clear £15k again?
    I am happy to have a new number to reduce the gaps in the spreadsheet.
    Pay your debts off by Xmas 22 #TBC - £0/15k
    Pay your debts off by Xmas 21 #103 - £15,891/15k
  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Pay day today paid £430 to debts takes my total now to #155 £4492/6200

    would love to join again next year, couldn’t help with running it though I can barely make my way around the site not very technical!! 

    Well done to everyone who is keeping going x
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • nomi01
    nomi01 Posts: 463 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Another £200 paid to debt, don't think I will quiet reach my goal this year but it should be close.

    #11  £10,029/£11300
    🎄PAYDBXMAS21 #11  £11,300/£11300
    Target met.
    💥PAYDBXMAS22  #11 £5000/£5000 target met.
    PAYDBXMAS23 #26 £5000/£5000 paid

  • Doily94
    Doily94 Posts: 585 Forumite
    500 Posts Third Anniversary Name Dropper Photogenic
    As its the 1st December today, I do think we need to think about next years challenge. I would definitely like to keep the thread going for the next year. Anyone else want to volunteer to start one - we can all help with counting up but the person who starts the thread will need to be around to update the first posts with participants and monthly totals. I am happy to do it but if someone else wants to then that would be cool. 

    I do hope Muppets is okay. I can see they havent been on in a while :(
    PAYDBC24 #8 ~ £10188.21
  • nomi01
    nomi01 Posts: 463 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    @Doily94

    A new thread for next year would be great if you are happy to start one.
    Sign me up 
    🎄PAYDBXMAS21 #11  £11,300/£11300
    Target met.
    💥PAYDBXMAS22  #11 £5000/£5000 target met.
    PAYDBXMAS23 #26 £5000/£5000 paid

  • Its_time
    Its_time Posts: 409 Forumite
    100 Posts Second Anniversary Name Dropper
    I've been waiting for next year's thread, so would love to be signed up also, thank you
    *Stop giving up what you really want for what you want now*
    *Face your fear, don't do what's easy, do what is right, fight for it because it will be worth it*
    January grocery budget £215.07/£250
    #18 The 365 day 1p challenge 2023 £108.50/£667.95
    #48 Saving £1 a day for Christmas 2023 challenge £31/£365 
    Emergency fund £83.98/£1000



  • This thread I joined in 2018 and it has totally helped me to get debt free. I’ll help run it with maybe 2 others which means we will each update every 3 week or so. We share the password to update the totals and monthly totals. When it gets left and there are 50+ emails to look through to me that’s not doable as I work a 60 hour week but can give an hour or so every 3 weeks to update. If you want to help or you are able to run it yourself dm me as I’ll miss it if it gets swallow up by posts. You are all doing fab 
    DF by 2023 No 17 £1,644 /£6000 Total debt £18,000 at the start of DFW Journey. 201814TH JULY 2021 DEBT FREE now in control365 1p challenge No 49
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