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Pay ALL your debt off by Xmas 2021
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Deni_debt-free_dreamer said:thanks muppets for this thread which really helped me become debt free earlier this year ! Good luck everyone for next year
love Deni
this thread and the MSE forum is so supportive, keep going everyone xLBM - October 2018; finally debt free on 16 March 2021
2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
Decluttering Campaign Member 2024 🏅🏅
Decluttering Campaign Member 20252 -
Good morning everyone! Please put me down for £15 which now makes it £62/£177.28 paid. Awaiting payday to pay off a chunk!Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.0
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Good to see you back Muppets. Thank you for updating the totals, what an amazing amount that has been collectively cleared.
I’ve paid off a further £150 bringing the total this year to
#93. £2855/££7,250.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 171 -
Another £13.30 cleared this week.
#3 £3602.53 / £11320 31.82%
Tesco 4163.90 (-86.00 since 01/01/23)First Direct 2437.49 (-153.09 since 01/01/23)Halifax 2391.37 (-55.70 since 01/01/23)MBNA 1577.00 (-78.00 since 01/01/23)Virgin 786.66 (-25.00 since 01/01/23)Overdraft 500.00 (-0 since 01/01/23)Spending CC 4538.34 (+521.24 since 10/01/23)2 -
Paid my final £174 a few days ago so I am clear of personal debt
sadly I still have some money on my credit card for my car insurance claim, I am going through the legal process for that and it should all be reimbursed so I don't really "count" it. Everyone should be really proud of whatever they've paid off, this was a great thread for me that kept me accountable every month.
4 -
Another £200 paid ro debt.
So close to my goal that I am going to see if I can meet it next week.
#11 £11,027/£11300
🎄PAYDBXMAS21 #11 £11,300/£11300
Target met.
💥PAYDBXMAS22 #11 £5000/£5000 target met.
PAYDBXMAS23 #26 £5000/£5000 paid1 -
I've been terrible at posting here but I managed to clear the lot with a few days to spare. Since I last posted I paid off £1468.55 bringing me to#18 3429.33/3429.33Whilst I was more of an absentee member than not, being part of this challenge was always in the back of my mind and each time I paid a bit more off I thought 'must update thread'. So perhaps now I've cleared my debt my new challenge can be to actually actively post on challenges I'm involved in!!
#13 Make 2023 in 2023 - £2085.20/£2023#23 Save £8k in 2023 - £6642.66/£80003 -
🥳🥳🥳 I HAVE DONE IT, REACHED MY TARGET AND PAID £11,300/£11,300.NUMBER 11 HAS PAID 100% OFF DEBT THIS YEAR
I WILL BE BACK IN 2022 FOR THE FINAL STINT.🎄PAYDBXMAS21 #11 £11,300/£11300
Target met.
💥PAYDBXMAS22 #11 £5000/£5000 target met.
PAYDBXMAS23 #26 £5000/£5000 paid3 -
Haven't posted in a while and payments have slowed down in the second half of the year with a house move, increased rent, and a new job. Have now settled into new budget and payment schedule so ready to carry on attacking the debt in 2022.
Final total for the year#55 £6,784.89/ £16,126.94
DEBT FREE
Starting Debt = £25,046.68 (Nov 2019)
Current Debt = £0
Total paid off = £25,046.68 (100%) June 2023
Pay Debt by Xmas23 #24 - £4,384.36/£4,384.36
Pay Debt by Xmas22 - £4,957.69/£9,342.053 -
#33 £7500 / £7500 = 100% repaid
Thank you @muppets for this excellent thread, it has really kept me motivated with finishing the final stage of my journey to debt freedom!Happy Christmas everyone and good luck in 2022!0
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