We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Pay ALL your debt off by Xmas 2021
Comments
-
No 50 £705.73/£1000 of this month, sadly clutch on my car has gone so a big chunk of my back pay is going towards that, I am not happy as only 2018 car but warranty only covered for 2 years mileage , 25,500 mileage. Have written to Hq complaining but they are not budging saying warranty for clutch is 2 years regardless of mileage 🤬 This is going to cost £300 just for them to strip it down to check if there is a fault, the complete cost for them to do it is £835!😭 if there is a fault will be FOC but I am doubtful this will be acknowledged. If I have to pay the £300 then the other garage cost even though lower initially will be as much as dealer Have enquired at other local garages but as so new they have to go to Dealer for the parts which means same costs or more than dealer. I did find one garage who was going to do it cheaper, but rang on Friday saying part was lost by DHL on way from Japan! Any advice gratefully received. I feel as though I’m in a no win situation 😭 so I may not meet my £1000 target for the month but hopeful of making up the shortfall next monthPay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000
Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
SPC 2022/23 014
Pay all of your debt off by XMAS 2023
#no 28 target £11,200.000 -
#41 818/900
Another ebay sale cashed...
I can see the light at the end of the tunnel.
Am waiting for another payment to come through# 36 1p challenge 2024 - £536.60
#13 POYD by Christmas 24 £2875 / 81380 -
Made payments of £125, £40 & £7.50 in the last week making £172 in total. This brings the new numbers to
#93 £1766/£7,250.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 170 -
#60 with a payment of £125.00 - total £1,279.00/£6,680.00
Tesco CC - £269.00.00/£750
Virgin CC - £1,050.00/£2570.00
MBNA CC - £825.00/£3360.00
Emergency/Home improvements Fund - £0.00/£1000.00
Pay All Your Debt By Xmas 2021 Number 60 - £2144.00/£6680.00
https://forums.moneysavingexpert.com/discussion/6233334/paddingtons-debt-free-journey#latest0 -
Pay day today and I was able to make another overpayment of £870 on top of my usual payments. New total:
#55 £4,222.80 / £16,126.94
DEBT FREE
Starting Debt = £25,046.68 (Nov 2019)
Current Debt = £0
Total paid off = £25,046.68 (100%) June 2023
Pay Debt by Xmas23 #24 - £4,384.36/£4,384.36
Pay Debt by Xmas22 - £4,957.69/£9,342.050 -
Day before pay day had £1.90 left in the account so put that on the debt#22 £140.90/£1,215.00
Aspiring to be financially independent.... from my parents!0 -
I haven’t posted since 19th March but since then I’ve paid £711.96 to the usuals and made an overpayment of £1071.71 to clear one credit card.
Totals now:
#2 5237.67 / 12,000
43.6%PAYDBX21 #2 £5,422.26 / £120000 -
An additional £43.88 paid today to the usual:
#2 5,281.55 / 12,000
44% paidPAYDBX21 #2 £5,422.26 / £120000 -
Another sale on the bay of e.
#41 857/900
Have more things listed so should get enough to oay it off before next month!
# 36 1p challenge 2024 - £536.60
#13 POYD by Christmas 24 £2875 / 81381 -
£71.17 paid off the total this week.
#3 £1725.00 / £11320 (15.24%)
Tesco 4163.90 (-86.00 since 01/01/23)First Direct 2437.49 (-153.09 since 01/01/23)Halifax 2391.37 (-55.70 since 01/01/23)MBNA 1577.00 (-78.00 since 01/01/23)Virgin 786.66 (-25.00 since 01/01/23)Overdraft 500.00 (-0 since 01/01/23)Spending CC 4538.34 (+521.24 since 10/01/23)0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards