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Pay ALL your debt off by Xmas 2021
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Paid the following this month...
08/04 - £150
23/04 - £750
Have expenditure coming out to fix the car after someone ran into and failed to claim fault. Trying not to go via insurance but will see#39 - £4,751.06 / £7,147.80
2021
DFW 2021 - £6,851.06 / £7,147.80 (95.85%)2022
DFW 2022 - £2,169.99 / £2,169.99 (100%)2023
DFW 2023 - £0,00 / £2,207.83 (0.00%)Tilly Tidy 2022 - Jan £23.71 - Feb £73.75 - Mar £95.30 (Q1 savings used on holiday spending money) - Apr £68.90 - May £32.26 & Chase Roundup £392.63
Debts (as at 03/10/2022)
M&S Loan - £0.00 (cleared 28/02/22 - £4285.37)
MBNA C/C - £0.00 (cleared 02/01/22)
Lloyds C/C - £0.00 (cleared 03/10/22)0 -
Hi all. I haven't been on in a few months due to various reasons, but I'm still slowly paying off my debt thankfully. Checking in with:
No57 total payment of £745.00/£2000
Pay all debt off by Christmas 2025 £815.45/£3,000£1 a day challenge 2025 - £180/£730 Declutter a bag a week in 2025 11/52Lose 25lb - 10/25lbs Read 1 book per week - 5/52Pay off credit card debt 18%/100%0 -
Made payments of £77.50 off debts yesterday making a new total of
#93 £1843/£7,250.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 170 -
Payday payment made
#7 checking in... £2427 paid off from £7950
£5223 left 🥳🥳🥳£12k paid of in 2.5 years!Debt free by June 20220 -
£10.01 paid off in the last week.
#3 £1735.01 / £11320 11320 15.33%
Tesco 4163.90 (-86.00 since 01/01/23)First Direct 2437.49 (-153.09 since 01/01/23)Halifax 2391.37 (-55.70 since 01/01/23)MBNA 1577.00 (-78.00 since 01/01/23)Virgin 786.66 (-25.00 since 01/01/23)Overdraft 500.00 (-0 since 01/01/23)Spending CC 4538.34 (+521.24 since 10/01/23)0 -
Big update from me.
Last night we made a massive payment and paid off our CC's!!! Completely gone.
I've done a bit of a stock take this morning and swept up what's left of our debt (plus one of hubby's that I hadn't originally counted but it's only small) and we now have £494 left to go!!!#63 - £2,584/£3,078 - 84% gone!!!!!
Changing my Family's Future!! - Starting again!!!!
Current Progress -
Debt - Start date 14/4/25 = £14,880.45
Savings Goal = £1000 EF - £0/£1000 = 0%3 -
#33 £5500/£7500 paid = 73.33% paid
Will be chipping away at the last £2000 at a rate of £250 per month between now and December pay day.2 -
sorry haven't updated for ages but doing better than expected
#61 7640/7000
If possible can I update my target to 25550 please, I don't expect to get there this year but will do my best to reduce it significantlyMortgage free 2021Debt free 2024
Starting to save for early retirement whilst balancing having fun whilst we can!
4275/8000 savings
2000/4000 holiday
2849/4000 Lisa
Save £12k in 2025 #51 £9134/£160000 -
#60 with another £205.00 paid. Total so far £1,484.00/£6,680.00
Tesco CC - £269.00.00/£750
Virgin CC - £1,050.00/£2570.00
MBNA CC - £825.00/£3360.00
Emergency/Home improvements Fund - £0.00/£1000.00
Pay All Your Debt By Xmas 2021 Number 60 - £2144.00/£6680.00
https://forums.moneysavingexpert.com/discussion/6233334/paddingtons-debt-free-journey#latest0 -
Managed to put some spare money from pots and prf surveys £55.30 to car loan and £14.03 to hfx loan which now makes it £795.36/£1000 for April so £4585.43/£12000Pay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000
Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
SPC 2022/23 014
Pay all of your debt off by XMAS 2023
#no 28 target £11,200.000
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