We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Pay ALL your debt off by Xmas 2021
Comments
-
Had some money left at the end of the month so paid £70 off the car.
Received some belated overtime so next month should be a bumper one for repayments.0 -
#4 checking in for February payday. I’ve cleared CC1 and was only about £50 off clearing CC2 from what I had left from last month so I cleared that too from this month’s pay just to tidy things up a bit. I have received another solicitor bill which obviously increases my target but I’ll add it on once I’ve actually paid it after the weekend. I’ve managed to pay £1998.40 this month so for now:
#4 - £2621.88/£7000 = 37.46%I’d love to honestly say I’m a third of the way there but like I say, my target has increased. I will get there soon enough though!1 -
Another overpayment bringing total to
#120 - £2669.85 / £11,000 - 24.27%0 -
£189.56 paid off this week.
#3 £1030.61 / £11320 9.1%
Tesco 4163.90 (-86.00 since 01/01/23)First Direct 2437.49 (-153.09 since 01/01/23)Halifax 2391.37 (-55.70 since 01/01/23)MBNA 1577.00 (-78.00 since 01/01/23)Virgin 786.66 (-25.00 since 01/01/23)Overdraft 500.00 (-0 since 01/01/23)Spending CC 4538.34 (+521.24 since 10/01/23)0 -
No #23 only managed £700 towards target this month so now at 3700/8000
thanks for sorting thisPYD of by xmas #23 3700/80000 -
My payday this week so sent £276.25 to the CC.
£915.05/£3048.92Paid off CC1 in 2020 🙌
CC2 £3048.92/£4000
As of 1/1/20210 -
TOTAL SO FAR:
#062 is £1,171.10/£15,000 = 7.8%
Debt at 8th January was £23,629.11
Debt at 27th February is £22,458.01
Original Debt £37,493.25 @ 25/05/2019 - Now £0 @ 24/02/2023 - £37,493.25 - 100% paid0 -
For the first time in ages... I finshed the month in the black.
So first off the debts paid off. Let the snowball roll!
#41 445/900
Thanks Muppets.
I'm looking forward to seeing how much has been paid off by us all on Muppets glorious spread sheet# 36 1p challenge 2024 - £536.60
#13 POYD by Christmas 24 £2875 / 81380 -
I managed another £300 payment so that takes me to....
#48 £2656.02 / £12529.75
0 -
#66 Capital One £190.53 Paid in full
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=13
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards