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Pay ALL your debt off by Xmas 2021
Comments
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Hiya #65 I paid £1199 off in March
new total £10540 thank you
LBM Dec 2020
Current Debt £7577
Hoping to be debt free by Christmas 2021 Number 650 -
The balance I want to put on here is £1594.26. I am currently paying £12, but am looking to increase that, was part of a DMP now self managed. Payment will go out this week.Isa help to buy: 1000/3000 33%
Emergency fund: 100/1000 10%
Weight loose 8.6 kg - while having fun. 0/8.6 0%
Focus debt to clear HSBC £10/1111, 0% updated May 250 -
#66 Ocean Finance £183.24 Paid in FULL
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Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=12 -
#40 checking in for update£3549 / £14258 24.9% paidDFD December November 2025£59242.78 31-12-2021
£38177.49 01-01-2024
£36850.00 01-02-2024
£34216.82 07/03/2024
£32160.49 28/05/2024
£29225.77 27/08/2024
(Going Down one pence at a time )
Paid To Date: £30,017.01
Paid in 2024: £8951.720 -
A monthly direct debit went out today so another £15 paid off the debt balance making
#93 £1454/£7,250.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 170 -
£59.29 paid to CC4
#2 £2,995 / £12,000
24.96% paidPAYDBX21 #2 £5,422.26 / £120000 -
Starting march with a £50 overpayment
#41 495/900
I'm over halfway!!!!
# 36 1p challenge 2024 - £536.60
#13 POYD by Christmas 24 £2875 / 81381 -
£98 Loan payment made.
PAYDBXMAS21 #11 £2,857/£11300
🎄PAYDBXMAS21 #11 £11,300/£11300
Target met.
💥PAYDBXMAS22 #11 £5000/£5000 target met.
PAYDBXMAS23 #26 £5000/£5000 paid1 -
Late to the party but can I join the list. Just getting on top of what I owe and need some incentive and encouragement, won’t all be cleared by Christmas but want to make a good startDebt free challenge £0/£15500.
Hoping to turn my frown upside down, and make the payments out weigh my debt!2 -
ZJC1977 welcome along. I joined last year knowing I probably couldn’t do it by Christmas 2020 but I’ve chipped away and kept going and I’m pretty sure I can do it this year. There are lots of friendly people about and some good tips as you read through. Good luck on your journey#25 Saving for XMAS 2021 £1 a day: £75/£365
PADBX 2021: #44 £3383/£3382 Debt free 6/7/212
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