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Pay ALL your debt off by Xmas 2021

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Comments

  • Made another overpayment today so I am now at £1125.96/£6376.40 
    Pennies starts again...........2022 - £13,579.22  



  • Some survey money arrived today so it's gone straight on the credit card.

    #13 Paid £30 today £764.18/£4773.29 16%
  • #49 - Finally pay day has been ... after interest has been added on I managed to pay £3,553.55 / £15,235.68 off the debt thanks to an annual bonus. Hope to make some more over payments before next pay day.
  • Had a lovely £100 cash back from Quidco today. Then the last of my eBay sales of £72.27. So a further £172.27 off my debt! That brings me to
    #35  £491.27/£2000 ☺️
    Reading all the comments is certainly keeping me going! Thank you!
  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Direct debit gone for cc2 takes me to #155 £186/6200
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • Starbrite
    Starbrite Posts: 960 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Just paid £2.00
    #22 £42.00/£1,215.00
    Aspiring to be financially independent.... from my parents!
  • Snwps
    Snwps Posts: 230 Forumite
    Fourth Anniversary 100 Posts Debt-free and Proud! Photogenic
    edited 27 January 2021 at 10:34PM
    Hiya, is it too late for me to join this challenge? I'd like to pay off £15,000 by Christmas 2021. I've not done this before so will need to be allocated a number. Cheers. 

    *Debt at 8th January was £23,629.11.
    Original Debt £37,493.25 @ 25/05/2019 - Now £0 @ 24/02/2023 - £37,493.25 - 100% paid
  • Lzsutty
    Lzsutty Posts: 31 Forumite
    Second Anniversary 10 Posts
    #4 checking in for the first time this year. January is always a difficult month for me due to birthdays and a loooong wait until payday due to Christmas. Managed to pay off £623.48 though!
    #4 - £623.48/£7000 = 8.91% 
    Technically on target for the year but I really want this paying off far sooner and know I can afford to!
  • Hi #054 here from 2020.
    I'd like to clear my CC debt of £3048.92 😊
    Paid off CC1 in 2020 🙌
    CC2 £3048.92/£4000
    As of 1/1/2021
  • aimeemum
    aimeemum Posts: 687 Forumite
    Part of the Furniture 500 Posts Xmas Saver!
    Hi all, 

    I've been away a while but I'm back again now and was hoping I could jump back in where I was :D 2020 was a challenging year but we managed to not go backwards. We're still working on the same debt totals I was working on last year but it's slowly coming down and I'm determined that we will will be better off in 2021!! 

    My current figures are £944/£3,078

    I'm not sure what my number was but I am happy to take a new one. 
    Changing my Family's Future!! - Starting again!!!!
    Current Progress -
    Debt - Start date 14/4/25 = £14,880.45
    Savings Goal = £1000 EF - £0/£1000 = 0%
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