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Pay ALL your debt off by Xmas 2021

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  • dg1019
    dg1019 Posts: 967 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    Only small token payments over the past week - another £7.03 paid.
    #3 £749.76 / £11320 6.62%
    Tesco 4163.90 (-86.00 since 01/01/23)
    First Direct 2437.49 (-153.09 since 01/01/23)
    Halifax 2391.37 (-55.70 since 01/01/23)
    MBNA 1577.00 (-78.00 since 01/01/23)
    Virgin 786.66 (-25.00 since 01/01/23)
    Overdraft 500.00 (-0 since 01/01/23)
    Spending CC 4538.34 (+521.24 since 10/01/23)
  • 32b3in2013
    32b3in2013 Posts: 2,470 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Afternoon all
    Another DD paid yesterday so total for number 14 (i think!) is £809.33
    32b3
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • NewStart09
    NewStart09 Posts: 226 Forumite
    Part of the Furniture 100 Posts
    edited 23 January 2021 at 5:46PM
    Hello Muppets 
    Please add me to the listing I was Number 37 last year :)
    I have successfully moved all my CC debt to one card at 0% so total debt after balance transfer is £7034 as I was charged 1.5% balance transfer fee.
    I am keen to clear this debt and be a happier and more frugal person for the future.

    thanks NewStarter09

  • Steameh
    Steameh Posts: 369 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Won a football bet this afternoon so putting the winnings towards the debt. Paid £100.

    #134 - £1,545.92 / £2,871.64 - 53.83%
    EMERGENCY FUND CHALLENGE - £2,292.05 / £6000

    DEBT FREE DATE - 16/02/2021
    Pay Debt by Xmas 2021 - No.134 - £2,871.64 / £2,871.64 - 100% Paid
    Pay Debt by Xmas 2020 - No.134 - Target: £7,985 / Achieved: £5,113.36
    Pay Debt by Xmas 2019 - No.134 - Target: £15,985.00 / Achieved: £8,000
  • Hi, could I please join in?  Current debt stands at £6680.00, debt free date should be January 2022 but would love to try and get it all repaid by the end of this year if possible.

    Thanks :)


    Tesco CC - £269.00.00/£750 
    Virgin CC - £1,050.00/£2570.00 
    MBNA CC - £825.00/£3360.00 
    Emergency/Home improvements Fund - £0.00/£1000.00
    Pay All Your Debt By Xmas 2021 Number 60 - £2144.00/£6680.00

    https://forums.moneysavingexpert.com/discussion/6233334/paddingtons-debt-free-journey#latest
  • [Deleted User]
    [Deleted User] Posts: 3,297 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    edited 24 January 2021 at 4:54AM
    Another £252.82 paid so that brings me to #48  £552.82/£12529.75
  • Hi everyone, happy lazy Sunday,
    Payday recently so can report £480.00 in interest free payments made to credit cards.
    Another two payments to be made this month to two interest bearing cards but can't update what's been cleared until they statement (around 20th February) which is a pain having to wait!
    Keep on keeping on 
    ;) 
    #6 £480.00 / £12,000.00 4%

    Pay all your debt by Xmas 2023 - #39 £2,570.09 / £12,000.00 (21.4%)
  • Doily94
    Doily94 Posts: 585 Forumite
    500 Posts Third Anniversary Name Dropper Photogenic
    My Loan company have updated my overpayments from the balance so my new total paid is
    #27 £428.98/£7346.53.
    If you have snow, keep safe. Its really bad here. 
    PAYDBC24 #8 ~ £10188.21
  • Hi, all this month's DD all out unable at the moment to add any extra as a visit to the dentist for a broken tooth is going to cost me god knows how much.
    #no number yet paid £115.24/£7481.95
  • Steameh
    Steameh Posts: 369 Forumite
    Part of the Furniture 100 Posts Name Dropper
    edited 24 January 2021 at 11:15PM
    Won another football bet today, must be my lucky weekend. Paid £30.

    Thought I'd mention, I don't recommend trying to pay debt through gambling, I have a bet regardless and well within what I can afford to lose... This weekend I've bet £20 and fortunately won, any other weekend I may lose.

    I never bet to pay debt, I bet because I enjoy it and when I do win, I'll either bank the money, treat myself or pay extra off debt.

    #134 - £1,575.92 / £2,871.64 - 54.88%
    EMERGENCY FUND CHALLENGE - £2,292.05 / £6000

    DEBT FREE DATE - 16/02/2021
    Pay Debt by Xmas 2021 - No.134 - £2,871.64 / £2,871.64 - 100% Paid
    Pay Debt by Xmas 2020 - No.134 - Target: £7,985 / Achieved: £5,113.36
    Pay Debt by Xmas 2019 - No.134 - Target: £15,985.00 / Achieved: £8,000
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