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Pay ALL your debt off by Xmas 2021
Comments
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Still hanging on for payday...getting excited. Everyone us doing amazing!PYD of by xmas #23 3700/80002
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Paid £45.86
#134 - £1,621.78 / £2,871.64 - 56.48%
EMERGENCY FUND CHALLENGE - £2,292.05 / £6000
DEBT FREE DATE - 16/02/2021
Pay Debt by Xmas 2021 - No.134 - £2,871.64 / £2,871.64 - 100% Paid
Pay Debt by Xmas 2020 - No.134 - Target: £7,985 / Achieved: £5,113.36
Pay Debt by Xmas 2019 - No.134 - Target: £15,985.00 / Achieved: £8,0001 -
Very excited today, two payments made - £191.64 to car loan and £150 to credit card!
#13 paid £341.64 today, debt total is now £734.18/£4773.29 or 15.37%
Have a lovely day everyone, H x
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Hi all,
Unsure of my number.
My monthly post, I have made all DD standard payments and one extra payment which puts me at:
£1,287 / £15,000 (8.58%) on target
Another cc DD starts from next month and I'm hoping to make an extra overpayment again to stay on targetLBM 02/01/2021 (£52,000) + (£27,000 2023 home repairs)
Now 03/06/2025 (£17,545)
77% of debt cleared
HSBC Mortgage = £46,421 (4.69% 111 repayments to go)
HSBC loan = £2,745 (5.3% APR) £302/mth (9 repayments to go)
Admiral loan = £14,800 (2.7% APR) £321/mth (46 repayments to go)
Regular Saver = £900/1200
Emergency Fund = £1,015/25001 -
#87 here, can I amend my amount please, I would like to pay off £9000 thanks, I will update soon for how much I have paid off in Jan, thanks xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)1 -
Not spent as much on food this month as trying to use up what we have in the cupboards so paid £30 off cc2 taking my total to
#155 £150/£6200
Payday Friday actually can't wait!Pay off debt by Xmas 2023 #23My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest
paid £7112/£7800-**DEBT FREE April 2024**
£9400 saved for emergency fund2 -
Paid £250 the other week
#39 £250.00 / £6,292.38
2021
DFW 2021 - £6,851.06 / £7,147.80 (95.85%)2022
DFW 2022 - £2,169.99 / £2,169.99 (100%)2023
DFW 2023 - £0,00 / £2,207.83 (0.00%)Tilly Tidy 2022 - Jan £23.71 - Feb £73.75 - Mar £95.30 (Q1 savings used on holiday spending money) - Apr £68.90 - May £32.26 & Chase Roundup £392.63
Debts (as at 03/10/2022)
M&S Loan - £0.00 (cleared 28/02/22 - £4285.37)
MBNA C/C - £0.00 (cleared 02/01/22)
Lloyds C/C - £0.00 (cleared 03/10/22)2 -
Hi if I'm not to late can I join in please. I'm new to the thread. My target for the year is £7000, so far I've managed £564/7000Mortgage free 2021Debt free 2024
Starting to save for early retirement whilst balancing having fun whilst we can!
4275/8000 savings
2000/4000 holiday
2849/4000 Lisa
Save £12k in 2025 #51 £9134/£160002 -
Few payments made now at
#5 £252.35 / £5649.49PAYDBX 2022 #8 £135.62 / £75002 -
#36 £7235.85 // £20,007.41
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