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The "Save 12k in 2021" Thread!

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  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 2 July 2021 at 5:09PM
    Hi folks, number 4 declaring £2330 for June.  Will fill the form in shortly.  

    Update: I'll fill in the form later in the week as I am away from.home and only have my phone. I have no idea how to get back to the first page on my phone!
  • leftatthetrafficlights
    leftatthetrafficlights Posts: 2,056 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    edited 30 May 2024 at 11:31AM
    @[Deleted User] - try turning it to the horizontal position  - comes up with page 1 on the listing that way 😉
    DNF: £708.92/£1000
    JSF: £708.58/£1000

    Winter season grocery budget: £600.85/£900

    Weight loss challenge 2024: 11/24lbs
    1st quarter start:9st 13.1lb
    2nd quarter start:9st 9.2 lb
    3rd quarter start: 9st 6.8 lb
    4th quarter start: 9st 10.2 lb
    End weight: 8st 13lb

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • @leftatthetrafficlights thank you so much, I'll give that a go.
  • Gizmo70
    Gizmo70 Posts: 139 Forumite
    Part of the Furniture 100 Posts
    #17 reporting in for June (form already submitted). I managed to save £1,870 this month, a few annual bills will be hitting in the next few months and still searching for a replacement car so if that doesn't happen soon there will be a major service due on my current one, all reducing any potential savings growth.
    Saving goal for 2025: £17,561/£30,000 (58%)
    Saving goal for 2024: £27k - achieved
  • cathybird
    cathybird Posts: 15,697 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi all, no. 10 here reporting savings of £1,259.16 for June, bringing my total for the year so far to £4,747.93. Happy with that! The second half of the year tends to be cheaper so I'm definitely hoping to pass my target. :)

  • Betharooni
    Betharooni Posts: 480 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    #13 reporting monthly savings of £1,467.28 and annual total of 8,851.60. Unless I have an exceptional month in July I should get past £10K for the year at that point. Baring in mind that April was an exceptional month with much lower savings, I’m over the moon to be almost two-thirds of the way there after only half of the year. Will have an extra £50 per month to save or spend going forward as the 1st July was my last gym membership payment (I gave notice almost a year ago but lockdowns have pushed it back to now). No holidays booked for this year, I have a week off after next week but only have car repair (covered under warranty), exam (already paid for) and watching golf on tv planned for that week as well as probably some walks, gardening and housework to catch up on so should be a very low spend week. Then working solidly through to September to cover rest of colleagues having their holidays so hopefully July and August should be fairly low spend in general so hoping for some good totals over the next couple of months.

    B x
  • Eco_Miser
    Eco_Miser Posts: 4,879 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 3 July 2021 at 1:43PM


    It's more of a subject for the pensions thread really, but I do need to seriously consider when to let go of work. I don't even enjoy it now, but the irreversibility is scary and lockdown and WFH have further muddied the waters.
    There's been a lot of talk about ending work on http://monevator.com/ recently, where one of the team has recently pulled the plug.

    If you have a reasonable belief that you have enough, don't let fear of the unknown hold you back.


    Eco Miser
    Saving money for well over half a century
  • Gem-gem
    Gem-gem Posts: 4,673 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 3 July 2021 at 8:21PM
    #7 reporting £2700 for July. 
    Made up of salary, dividends, interest and birthday money. 
    Money gone into ISA, regular saver, start to save account!!! And Purchased PB, 
    Total: £24.2K for the year. 
    Like others on this board have started to reduce the number of accounts. 
    2025 Fashion on a ration 0/66 coupons
    2025 Frugal challenge
  • Shineyhappy
    Shineyhappy Posts: 1,931 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 3 July 2021 at 10:27PM
    #95 finally reporting in again.

    Apologies I have been in the process of finishing off some renovation projects. Today is my first day off in about 4 months and it’s been lovely. 

    I have declared £800 for June as that is my current S&S ISA balance for this year and although I am also going to include pension payments, I need to get those added up for the year.

    Now I can also start saving more as the work and expense will be less going forward.

    I just need to catch up on this thread now and do a full update.

    Edit- Just added up total pension contributions for 2021 and its £3708.27 including tax and employer contributions, plus more to come later on in July. Will update the spreadsheet for July later
    Debt Free - done
    Mortgage Free - done
    Building up the pension pot
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