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The "Save 12k in 2021" Thread!
Comments
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Always like the Totaliser @geoffers4 - looks like my update this month has just taken me past a third of a million pounds since I started, wow! And i'm only an ever-present on a technicality, as I scored a big fat zero in my first year
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Hi. #70 here. Just sent through a second updated form for March for £16,538. Usually I allocate savings, pensions contributions, investments and mortgage overpayments at the start of the month from the previous month’s income. But last week I received an unexpected small windfall which I have used to fill up S&S ISA before tax year end. This takes me over the original 2021 target so have sent through a revised target of £40,000. Thanks,6
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geoffers4 said:Just a little review of the Totaliser Spreadsheet, as the forum has been running 10 years now(!)
https://docs.google.com/spreadsheets/d/1h194WFQsBZIhQsI4OFN-2hdSNBO87Wpqh4X3ODEHqLI/edit#gid=817324761
and as we can see 3 savers have been "ever present" right from the start - Lomcevak, tara747 and of course slowlyfading. Over £10.3 million saved over the years and in addition to our 'ever present' savers we've also got 3 savers on 9 years, 2 savers on 8 years, 3 savers on 7 years, 4 savers on 6 years - but looks like we've lost Westie983 who set a target for 2021 but nothing posted since :-( , 5 savers on 5 years (but seems we've lost bobobski and jessy-eve) etc.
On the flip side, good to see the return of some savers we've not seen for a good while - EeeJay (been away 7 years), LeaLeaV (away 5 years), TallGirl and Furgaliza (3 yrs), Viking_mfw (2 yrs) and Smashworth (1yr). Welcome back to you all!Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here3 -
Lomcevak said:Always like the Totaliser @geoffers4 - looks like my update this month has just taken me past a third of a million pounds since I started, wow! And i'm only an ever-present on a technicality, as I scored a big fat zero in my first year
And that totaliser is probably better than is showing, as there are definitely some savers for this year still missing off it.Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20252 -
Merlin's_Beard said:Save 12k in 2013-2014-2015-2016-2017-2018-2019-2020-2021-2022 - then early-retired.1
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@geoffers4 I enjoy looking through the totaliser as well. Just goes to show savings is a long game. It's more than just 12 months!
Save 12K in 2020 # 38 £0/£20,0003 -
Updated the form and pleased to say I added £1940 to my total.
This month has been harder. I am starting to struggle with the upkeep of multiple accounts, multiple dates etc. I'm now on 7 regular savings and feeling a bit overwhelmed!
I am struggling with my flow as I save some on pay day and then some more on 1st of the next month for my savers. I'm sure if I give it time, I will get back into it and will be able to get back on track.
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geoffers4 said:Merlin's_Beard said:Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20252 -
It'll be a loss this for me this month
Spent more on birthdays than I'd planned to, plus recent car repairs.
And at the moment I've got no work for April (so no wages for May) so I've already reduced standing orders into savings accounts to the minimum for beginning April. Will get through this without getting into debt but really would like to preserve my little pot of money as much as possible. I think things will pick up in the second part of the year.Debt Free: 01/01/2020
Mortgage: 11/09/20243 -
Hi #5 reporting in for Feb & Mar..I managed £1100 for Feb and £950 for Mar.
Seeing how well everyone is doing is a real inspiration and SF running every year is just the encouragement I need.
keep up the great work everyone.No. 5 in the 'Save 12k for 2021' thread.
£4250/£120003
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